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Below you can see general information about payday loans and their common characteristics.
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.
Payday loans in Albany, New York is are easy to get. The APR is individual for each applicant and depends on several aspects: age, income, loan amount needed, loan term, credit score, etc.
25% small loan cap
A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to people with a poor credit history. Payday loan approvals depend very much on specific aspects. Lenders will pay attention to your income and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and as agreed in the contract.
To get approved for a cash advance, you have to comply with the following requirements: