Welcome to Our Online Loan Referral Service

4.3 8 reviews
Loan agency in Albany, Georgia

103 S Jackson St, Albany, GA 31701, USA
+1 (229) 436-0567

What people think about Access Loan Co?

Below you see some of the testimonials of our customers.

They are very good and professional people.

Mr. Dereck Daugherty

Been dealing with them for over a year.

Elian Kuhlman

Important

Below you can see general information about payday loans and their common characteristics.

Payday Loans in Albany, New York

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.

Payday loans in Albany, New York is are easy to get. The APR is individual for each applicant and depends on several aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

25% small loan cap

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to people with a poor credit history. Payday loan approvals depend very much on specific aspects. Lenders will pay attention to your income and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and as agreed in the contract.

To get approved for a cash advance, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the APR and find out the exact cost of the payday loan immediately.

APR Calculator

Other Payday Lenders in Albany, Georgia

Augusta Cash Advance

4127 Columbia Rd #103, Martinez, GA 30907, USA

+1 (706) 860-6550

augusta-cash-advance.business.site

OneMain Financial

115 Canal St #101, Pooler, GA 31322, USA

+1 (912) 748-1136

www.onemainfinancial.com

Morris Bank

201 N Main St, Statesboro, GA 30458, USA

+1 (912) 489-2600

www.morris.bank

SouthState Bank

59 Orvin Lance Dr, Blue Ridge, GA 30513, USA

+1 (706) 632-8682

southstatebank.com

1800NewDeal

749 Main St, Riverdale, GA 30274, USA

+1 (770) 996-1907

www.1800newdeal.com

TitleMax Title Pawns

49 D, Jackson Lake Rd, Chatsworth, GA 30705, USA

+1 (706) 517-5800

www.titlemax.com

Boss Check & Money Services

5750 Brook Hollow Pkwy #201, Norcross, GA 30071, USA

+1 (770) 449-6998

boss-check-money-services.business.site

Wilkes Finance Corporation

8542 Hospital Dr, Douglasville, GA 30134, USA

+1 (770) 949-6226

wilkesfinance.com

Sunset Finance

1632 Veterans Blvd STE B, Dublin, GA 31021, USA

+1 (478) 272-3317

sunsetfinance.net

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