What people think about Access Loan Co?
Below you see some of the testimonials of our customers.
They are very good and professional people.
Mr. Dereck Daugherty
Been dealing with them for over a year.
Elian Kuhlman
Important
Below you can see general information about payday loans and their common characteristics.
Payday Loans in Albany, New York
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.
Payday loans in Albany, New York is are easy to get. The APR is individual for each applicant and depends on several aspects: age, income, loan amount needed, loan term, credit score, etc.
APR
25% small loan cap
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to people with a poor credit history. Payday loan approvals depend very much on specific aspects. Lenders will pay attention to your income and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and as agreed in the contract.
To get approved for a cash advance, you have to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Use the below online calculator to quickly calculate the APR and find out the exact cost of the payday loan immediately.
APR Calculator
Other Payday Lenders in Albany, Georgia
iTHINK Financial
61 Forsyth St SW Suite 8B-45, Atlanta, GA 30303, USA
+1 (678) 651-1545
www.ithinkfi.org
Ameris Bank Mortgage Office
2743 Perimeter Pkwy Bldg 200 Suite 107, Augusta, GA 30909, USA
+1 (706) 739-6138
banks.amerisbank.com
First Community Bank
400 E Broughton St, Bainbridge, GA 39817, USA
+1 (229) 432-8483
www.firstcommunitybank.com
