Welcome to Our Online Loan Referral Service

2.2 21 reviews

602 Tripp St, Americus, GA 31709, USA
+1 (800) 533-2062
locations.georgiasown.org
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–5:30PM
Saturday
9AM–1PM

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Mailing Address

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What people think about Georgia's Own Credit Union?

Below you read some of the testimonials of our clients.

Horrible banking system and even worse customer service .

Ubaldo Schneider

Ever since the merge the service has been terrible.

Mrs. Cristal Bauch PhD

Wonderful staff who is truly there to help in any way possible.

Berenice Metz

I had to make a late night stop and the night shift people are so friendly.

Justice Balistreri

Good place, great service.

Prof. Garland McCullough Jr.

Friendly people inside showers where clean, bathrooms where clean.

Dr. Norval Bergstrom V

Pay Attention

Below you can read general information about payday loans and their common features.

Payday Loans in Americus, Georgia

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

Online cash advance loans can be the easiest solution to your temporary financial troubles in Americus , Georgia because they are easily obtained and easily repaid. Your interest rate will depend on your state law or on the payday lender's policy.

APR

10% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Payday loans are designed for borrowers with a credit report that's less than spotless, or who have little to no credit history. Bad credit history may prevent you from getting accepted for a bank loan. Payday lenders in Americus, ga approve individuals with poor credit. You can apply for a bad credit payday loan online at any time of the day and if accepted could have the money in your account within a few hours.

To get accepted for a cash advance, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the payday loan in a few minutes.

APR Calculator

Other Payday Lenders in Americus, Georgia

Regional Finance

3412 Wrightsboro Rd Suite 902, Augusta, GA 30909, USA

+1 (706) 941-5999

branches.regionalfinance.com

World Finance

61 W Main St, Lakeland, GA 31635, USA

+1 (229) 482-9262

www.loansbyworld.com

World Finance

1632 Veterans Blvd Suite D&E, Dublin, GA 31021, USA

+1 (478) 272-0186

www.loansbyworld.com

World Finance

2443 Memorial Dr, Waycross, GA 31503, USA

+1 (912) 285-0828

www.loansbyworld.com

Family Budget Finance Inc

515 W Jackson St # A, Thomasville, GA 31792, USA

+1 (229) 226-1141

World Finance

3640 Buena Vista Rd #6, Columbus, GA 31906, USA

+1 (706) 687-9220

www.loansbyworld.com

24 Hour Car Title Loans Augusta-Richmond County

701 Greene St, Augusta, GA 30901, USA

+1 (706) 343-8490

fastmoneycartitleloans.com

Atlanta Title Loans

401 New Franklin Rd, LaGrange, GA 30240, USA

+1 (706) 882-4736

Complete Cash

312 Maple St, Carrollton, GA 30117, USA

+1 (678) 664-0357

www.completecash.net

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