Welcome to Our Online Loan Referral Service

4.7 3 reviews

182 Blue Ridge Dr, McCaysville, GA 30555, USA
+1 (706) 492-5900
www.ucbi.com
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–5PM

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Mailing Address

Company Name

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What people think about United Community Bank?

Below you find some of the testimonials of our customers.

I took out for a $1,000 cash advance when I needed money after car accident. There simply was no other way out. I came across this website on the Internet. Other lender charged unbelievable rates. One lender refused me, another approved me for a smaller amount but here it got as much as I needed.

Prof. Devonte Larkin

Used United Community Bank for the second time. The lender is reliable. They always keep you updated on your debt. No fraud. You can always extend your loan. They are always there when I need extra funds.

Dr. Abel Daniel

Online application. I only filled in an ID and a bank account. Same day processing. The first time I was approved for $300 only. Hope the available amount will be more next time. Interest rate is affordable . Paid back the loan on time. If you have difficulties, the term can be also extended.

Miss Willa Harber V

Thank you for the amazing service. Your managers guided me throughout the process. It’s cool that you only need an ID to get accepted.

Prof. Joe Cronin

I had problems with paying off my bank loan and was not sure I would get appoved for a loan with United Community Bank . But it would be soooo embarrassing to borrow from friends. Therefore, I took my chances and applied for $500 online. Fortunately I got accepted!!! They literally saved my life.

Vladimir Brakus

Important

Now you can review general aspects of payday loans.

Payday Loans in McCaysville, Georgia

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods usually do not exceed 30 days.

Payday loans in McCaysville, Georgia is are easy to get. The APR is specific for each person and depends on various factors: age, income, loan amount needed, loan term, credit score, etc.

APR

10% small loan cap

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Payday loans are perfect for consumers with a credit report that's less than spotless, or who have poor to no credit history. Bad credit score may prevent you from getting accepted for a bank loan. Payday lenders in McCaysville, ga welcome consumers with poor credit. You can apply for a bad credit payday loan online around the clock and if approved could have the funds in your account within a few hours.

To get approved for a cash advance, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was designed to quickly calculate the APR. It’s easy to learn the real cost of the cash advance loan even before applying.

APR Calculator

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