Welcome to Our Online Loan Referral Service

4.8 18 reviews
Loan agency in Oconee County, Georgia

1021 Parkway Blvd Suite 105, Athens, GA 30606, USA
+1 (706) 549-4500
locations.1ffc.com
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–1:30PM
Thursday
8:30AM–5:30PM
Friday
8:30AM–5:30PM
Saturday
Closed

Domain Info

Created Date

1996-12-10

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

Feedback about 1st Franklin Financial?

Here you grapple with the feedback of our customers.

That location is super friendly and always offer great service!

Kianna Terry

Great place and very nice helpful employees.

Dallin Runte

The staff here was extremely efficient and helpful.

Jewell Lemke

Pay Attention

Lenders are shown in the first three points. Below info defines shared information about payday loans.

Payday Loans in Athens, New York

According to the definiftion, a payday loan is a loan issued for a short period: 2-3 weeks. A small amount is issued: $100-$1,000.

This financial product in Athens, New York is taken out simply and fast. The interest rate is defined depending on the category of the client: the more loans are successfully paid off, the more reasonable terms will be guaranteed to you.

APR

25% small loan cap

How will 1st Franklin Financial help issue a loan in Athens, New York?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Money are taken out around the clock. The loan will be sent to a card, so a personal visit to the department is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a negative factor that is reviewed by financial institutions. Microfinance organizations in Athens, ny consider this circumstance not a drawback to take out a loan. The client of a loan should be ready to objectively estimate financial solvency, issue a loan, pay back the debt on a due date and not only cope with current difficulties, but improve the credit rating.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should calculate its definite cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Athens, Georgia

Cash Loans

Savannah, GA 31419, USA

OneMain Financial

7805 Abercorn St #10th, Savannah, GA 31406, USA

+1 (912) 355-2524

www.onemainfinancial.com

Absolute Loans

41 W Broad St, Camilla, GA 31730, USA

+1 (229) 336-5101

www.absoluteloansco.com

TitleBucks Title Pawns

3245 Victory Dr, Columbus, GA 31903, USA

+1 (706) 687-8888

www.titlebucks.com

TitleMax Title Loans

15177 US-19 S, Thomasville, GA 31792, USA

+1 (229) 551-0014

www.titlemax.com

Southwest Georgia Bank

3338 Country Club Rd # A1, Valdosta, GA 31605, USA

+1 (229) 245-1280

www.sgb.bank

Lending Bear

1379 GA-40 A, Kingsland, GA 31548, USA

+1 (912) 576-7120

www.lendingbear.com

Cash America Pawn

1503 GA-16 Ste B, Griffin, GA 30223, USA

+1 (770) 229-6100

www.cashamerica.com

Ameris Bank

1000 W Screven St, Quitman, GA 31643, USA

+1 (229) 263-7525

banks.amerisbank.com

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