OneMain Financial Payday Loans Review

5 4 reviews

Loan agency in Valdosta, Georgia

Organization owner?

1525 Baytree Rd K, Valdosta, GA 31602, USA

7 years in business

+1 (229) 244-6671

www.onemainfinancial.com

Thursday

9AM–5:30PM

Friday

9AM–5:30PM

Saturday

Closed

Sunday
(Easter)

Closed

Monday

9AM–5:30PM

Tuesday

9AM–7PM

Wednesday

9AM–5:30PM

Domain Info

Created Date

2010-10-01

Mailing Address

601 NW 2ND ST, EVANSVILLE, IN, 47708-1013, United States

Company Name

OneMain General Services Corporation

Contact Data

[email protected]

+1.8124922507

Feedback about OneMain Financial?

Here you get acquainted with the feedback of our clients.

The funds are deposited to my card. I cover obligations through my account. The payment is convenient and quick. Pay on schedule and there will be no issues.

Trent Auer

I took out a cash advance when I had problems with money. There was no other way out. I found this website on the Internet, among others. Has applied several services. One declined, the other issued at too high a rate, but here it was approved as I wanted.

D'angelo Gleason

Pay Attention

Lenders are described in the first three points. Below info shows general information about payday loans.

Payday Loans in Valdosta, Georgia

According to the definiftion, a payday loan is a loan issued for a short term: 2-3 weeks. A small loan is taken out: $100-$1,000.

Payday loans in Valdosta, Georgia are issued easily. The interest rate is conditional on the client's personal data: if you pay back more payday loans, the more efficient terms and rates payday lending companies guarantee.

APR

10% small loan cap

How will OneMain Financial help take out a loan in Valdosta, Georgia?

Day and night service. Night hours are the same working for online payday lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your card.
No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
Online application. Submit an online form with customer data. It will take several minutes to process the form. The money are credited in 24 business hours.
The approval level is high. Almost 98% of positive decisions are made.
Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A adverse factor considered by financial institutions is known as bad credit history. But this obstacle is not taken as the only one by microfinance organizations to take out a cash advance. The lender process many aspects such as financial solvency to approve the application. Payday loans in Valdosta, Georgia may help improve your credit score.

The following general points will be rated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will provide the cost of the loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in Valdosta, Georgia

World Finance

115 Chickamauga Ave # B, Rossville, GA 30741, USA

+1 (706) 866-7011

www.loansbyworld.com