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What people think about Peach State Federal Credit Union?
Below you find some of the reviews of our customers.
I always use Peach State Federal Credit Union when it need a payday loan. The application process is trouble-free. No troubles.
Madelynn Marvin
Fast application. I only filled in an ID and a bank account. Same day processing. The first time I was accepted for $400 only. Hope the limit will increase next time. APR is average. Paid back the loan earlier than agreed. If required, the term can be also extended.
Nina Schmitt
Peach State Federal Credit Union seems credible. They rescued me twice. The first payday loan approved was small – $400, but next time the limit was increased to $1000. Repaid the loan early. The managers were understanding, they gave immediate answers to all my questions. No delays. But their rates are average.
Macey Beier
Important
Above there is information about a exact loan provider. Below you can see common aspects of payday loans.
Payday Loans in Carnesville, Georgia
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.
Payday loans in Carnesville, Georgia is are easy to access. The interest rate is individual for each borrower and depends on several aspects: age, income, loan amount needed, loan term, credit score, etc.
APR
10% small loan cap
Why people apply for payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products available to consumers with a poor credit history. Payday loan approvals depend very much on specific aspects. Lenders will look at your wages and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and in good time.
To get approved for a loan, you need to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the cash advance loan in a few minutes.
APR Calculator
Other Payday Lenders in Carnesville, Georgia
Atlanta Check Cashers
2100 Campbellton Rd SW, Atlanta, GA 30311, USA
+1 (404) 755-4152
goloancenter.com
1st Franklin Financial
138 W Athens St Suite F, Winder, GA 30680, USA
+1 (770) 867-2141
locations.1ffc.com
Credit Central
2115 Windsor Spring Rd Suite 11, Augusta, GA 30906, USA
+1 (706) 772-5651
www.creditcentralllc.com
Locoga Federal Credit Union
1592 Norman Dr, Valdosta, GA 31601, USA
+1 (229) 244-4513
www.locogafcu.com
