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5 reviews
Loan agency in Madison, Georgia

314 Commerce Way Vidalia, GA 30474, Madison, GA 30650, USA
www.agsouthfc.com

Domain Info

Created Date

2000-03-07

Mailing Address

1901 Main Street, Columbia, SC, 29201, United States

Company Name

Marketing Department

AgFirst Farm Credit Bank

Contact Data

Non-Public Data

Feedback about AgSouth Farm Credit?

Here you grapple with the feedback of our clients.

Unsatisfied! Was denied to take out $1,000. Only $400 was approved.

Burdette Wiegand

I tried to borrow money from AgSouth Farm Credit. They denied. Well, that's okay. But how many calls, texts and mails came at once. I do not recommend this company.

Sydney Hoppe

Sky-scraper interest rate. When paying off a debt, some other interest is credited, when registering online on the website, many problems arise. In general, I do not recommend it. Better find another service.

Dr. Fleta Rau V

Not very satisfied with the hidden subscription to medical insurance in the amount of $19. But it turned out to be very easy to cope with, by means of customer deprtment.

Angelo Weimann

Day after day spam! I do not have time to block the numbers, so the next day they call from another number.

Dr. Eloy Boyle

Pay Attention

Payday lenders are described in the first three points. Below info offers common information about payday loans.

Payday Loans in Madison, New York

According to the definiftion, a payday loan is a lending option issued for a short period: 2-3 weeks. A small amount is taken out: $100-$1,000.

This financial product in Madison, New York is issued simply and quickly. The interest percentage is defined depending on the category of the borrower: the more loans are successfully repaid, the more attractive terms will be ensured to you.

APR

25% small loan cap

How will AgSouth Farm Credit help take out a payday loan in Madison, New York?

  • Round the clock service. Every client may contact the service at any time of the day and night. The borrowed funds will be transfered to bank account. You won't be asked to attend any department.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be considered in a matter of minutes. The money are transferred in 24 business hours.
  • Fast and high approval rate. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be an obstacle to take out a cash advance from online lenders.

What data to fill in in the application? - General Info

To leave an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is considered by banks before issuing a loan. But banks almost 100% deny the application when lenders in Madison, ny will assess other aspects like payment abilities and approve a cash advance. This is a way to improve your credit rating.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the annual percentage rate. This is a real cost of the loan.

APR Calculator

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Farmers & Merchants Bank

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1st Franklin Financial

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