Welcome to Our Online Loan Referral Service

4.5 8 reviews

3604 Macon Rd, Columbus, GA 31907, USA
+1 (706) 565-8825
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

What people think about ALC - Access Loan Company?

Below you get acquainted with some of the opinions of our clients.

Need extra cash,this is the place to be..fast and friendly staff

Micah Walker

I absolutely LOVE Krista ‼️

Tomas Nienow II

Started out as a good company but fell on hard times.

Mr. Cedrick Gibson

Important

Above there is information about a definite company. Below you can read common characteristics of payday loans.

Payday Loans in Columbus, New Jersey

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

It is trouble-free and fast to get accepted for payday loans in Columbus, New Jersey. The interest rate will be set individually for each consumer and will depend on the personal details the consumer filled in.

APR

30% usury cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products available to individuals with a poor credit history. Payday loan approvals depend very much on specific aspects. Payday companies will look at your wages and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and in good time.

To get accepted for a cash advance, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Learn the annual percentage rate right now. Use this online calculator to specify the real cost of your payday loan. It only takes a few seconds to become informative even before applying.

APR Calculator

Other Payday Lenders in Columbus, Georgia

Service Loan Company

1494 Big A Rd, Toccoa, GA 30577, USA

+1 (706) 886-1000

www.serviceloansouth.com

Flash Cash

1501 Lexington Rd, Athens, GA 30605, USA

+1 (706) 546-0727

flashcashtitlepawn.com

Title Pawn Lenders Inc

646 Goodyear Ave, Rockmart, GA 30153, USA

+1 (770) 684-5554

Ing Capital Corporation LLC

200 Galleria Pkwy # 950, Atlanta, GA 30339, USA

+1 (770) 984-4500

www.ing.com

Village Pawn Shop

937 Fort Benning Rd, Columbus, GA 31903, USA

+1 (706) 689-3928

Republic Finance

3190 Atlanta Hwy Suite 13, Athens, GA 30606, USA

+1 (706) 552-1616

locations.republicfinance.com

Peoples Financial Corporation

8 N Tennessee St, Cartersville, GA 30120, USA

+1 (770) 382-0550

peoplesfinancial.net

Cadence Bank - Daniel Village Branch

2805 Wrightsboro Rd, Augusta, GA 30909, USA

+1 (706) 729-7820

www.cadencebank.com

Universal Finance of Jesup

155 W Plum St, Jesup, GA 31545, USA

+1 (912) 427-6985

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