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4 5 reviews
Loan agency in Valdosta, Georgia

113 S Patterson St, Valdosta, GA 31601, USA
7 years in business
+1 (229) 244-8256
Thursday
8AM–5:30PM
Friday
8AM–5:30PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
8AM–5:30PM
Tuesday
8AM–5:30PM
Wednesday
8AM–5:30PM

What people think about Access Loan Co?

Below you read some of the testimonials of our customers.

… on the same day. Even though my paydays don’t add up with when the payments are do, they work with you to ensure your bill gets paid in a timely manner. After I get done …

Toy Schmidt PhD

Pay Attention

The previous three items charactirize a precise financial institution. But below you can find common information about payday loans.

Payday Loans in Valdosta, Georgia

Payday loans are short-term loans originally invented to tide people over until payday. You can usually borrow from $100 to $1,000.

Payday loans may turn out an easy and speedy solution to a short-term problem in Valdosta, Georgia. Loans from payday lenders can get you funds same day. Your interest rate will depend on several factors.

APR

10% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit score can often be an obstacle to taking out a bank loan. A payday loan can help people who have poor credit scores or have no credit score. But we remind you that as with any loan you should only think about applying for a payday loan if you are certain that you can afford payments without delays.

To get approved for a payday loan, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the APR and find out the exact cost of the cash advance loan immediately.

APR Calculator

Other Payday Lenders in Valdosta, Georgia

Columbus Finance Co

2509 Redmond Cir, Rome, GA 30165, USA

+1 (706) 234-2150

www.columbusfinance.net

Western Finance

1513 W McIntosh Rd, Griffin, GA 30223, USA

+1 (770) 227-0505

westernshamrock.com

Housing Assistance Council

600 W Peachtree St NW # 1500, Atlanta, GA 30308, USA

+1 (404) 892-4824

www.ruralhome.org

Security Finance

2424 Woodruff Farm Rd Spc D, Columbus, GA 31907, USA

+1 (706) 689-1900

www.securityfinance.com

Montana Capital Car Title Loans

2700 Gregory St ste 260, Savannah, GA 31404, USA

+1 (912) 600-1954

montanacapital.com

Smyrna Pawn Shop

630 Windy Hill Rd SE, Smyrna, GA 30080, USA

+1 (770) 434-0057

smyrnapawn.com

First Citizens Bank

86 W Franklin St, Hartwell, GA 30643, USA

+1 (706) 376-2211

www.firstcitizens.com

1st Franklin Financial

1040-A, Macon Rd, Perry, GA 31069, USA

+1 (478) 987-0880

locations.1ffc.com

Synovus Bank

200 N Greenwood St, LaGrange, GA 30240, USA

+1 (888) 796-6887

www.synovus.com

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