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Loan agency in Homerville, Georgia

Homerville, GA 31634, USA
7 years in business
+1 (912) 487-5626

Feedback about 487-Loan?

Here you read the reviews of our customers.

Only an ID is needed to submit an application. Was on a working trip and needed extra funds, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!

Prof. Isabelle Lang

I recommend 487-Loan to everyone, I am applying for the second time. Everything is great!

Charlotte Farrell

Minimum application form, only an ID was required. Very quick reviewing. The first loan was given with a limit of $500 at favorable interest rate, so far it has been paid back on schedule, it can be either extended or repaid ahead of schedule.

Arthur Dickinson

I often issue a loan to a card in 487-Loan. It is very convenient. If you give it back quickly, the rate is reasonable. Employees politely and intelligibly explain all the nuances.

Vincenza Collier

Pay Attention

Further there will be presented the details about not a certain lending company. The information below will tell about general information about payday loans and its specific features.

Payday Loans in Homerville, Georgia

The financial product known as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is taken out for clients.

Such financial products as payday loan in Homerville, Georgia is taken out simply and quickly for a short term: 2-3 weeks. The interest rates are established on an individual basis concerning on the personal data: the more loans you pay back off, the more reasonable rates a client will recieve.

APR

10% small loan cap

How will 487-Loan help take out a loan in Homerville, Georgia?

  • 24/7 service. Such Internet services allow you to receive funds at any time. Money are taken out around the clock. The deposit will be sent to a account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to refuse the loan. Payday lenders do not consider this factor the only one to issue a loan in Homerville, Georgia. They assess many other factors before issuing a cash advance. One of them is financial capabilities. This is a way to enhance your credit history.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will define the cost of the loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in Homerville, Georgia

SouthState Bank

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+1 (706) 432-3332

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Crown Finance & Tax Services

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+1 (229) 294-2521

ACE Cash Express

603 South Marietta Pkwy SE UNIT 101, Marietta, GA 30060, USA

+1 (678) 594-2295

www.acecashexpress.com

United Bank

1340 W Taylor St, Griffin, GA 30224, USA

+1 (770) 412-7211

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Quick Loans America

Promenade II, 1230 Peachtree St NE 19th floor, Atlanta, GA 30309, USA

+1 (470) 291-8486

www.quickloansamerica.com

TitleMax Title Pawns

102 N Main St, Cedartown, GA 30125, USA

+1 (770) 748-7000

www.titlemax.com

Lithonia Finance Co.

6116 Covington Hwy Ste. C, Lithonia, GA 30058, USA

+1 (770) 593-0300

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Augusta Cash Advance

4127 Columbia Rd #103, Martinez, GA 30907, USA

+1 (706) 860-6550

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Cash America Pawn

5148 GA-21, Garden City, GA 31408, USA

+1 (912) 964-1744

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