Welcome to Our Online Loan Referral Service

4.3 6 reviews

5070 Peachtree Industrial Blvd, Norcross, GA 30071, USA
+1 (770) 441-9235
www.excelfcu.org
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–4PM

Domain Info

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Mailing Address

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Feedback about Excel Federal Credit Union?

Here you read the feedback of our clients.

I got into one situation. I urgently needed a large amount of funds. Borrowed from friends but not enough. Well, in the end, I had to use the services of a payday lender. There are a lot of them on the Internet. Excel Federal Credit Union in Norcross seemed to me the most efficient.

Florine Klein III

I had an unpleasant situation in my life. I emergenctly needed extra money. This company helped me very much. They approved the required amount. I solved all my problems. I recommend the company to all my acquaintances.

Kira Crooks

I recommend Excel Federal Credit Union to everyone, I am applying for the second time. Everything is great!

Dr. Wilfred Batz

Pay Attention

The first three points specify the certain lender. In other turn, below-defined info makes people grapple with common information about payday loans.

Payday Loans in Norcross, Georgia

Payday loans are a type of loans issued by payday lending company to individuals for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

Payday loans in Norcross, Georgia are issued hassle-free. The interest rate is conditional on the customer's person-related information: if you pay back more payday loans, the more favorable terms and rates payday lending companies guarantee.

APR

10% small loan cap

How will Excel Federal Credit Union help take out a payday loan in Norcross, Georgia?

  • Day and night service. Night hours are the same working for online lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with customer data. It will take several minutes to review the form. The funds are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A unfavorable factor taken into account by financial institutions is known as bad credit history. But this drawback is not reviewed as the only one by microfinance organizations to take out a cash advance. The lender process many aspects such as financial solvency to approve the request. Payday loans in Norcross, Georgia may help enhance your credit history.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the annual percentage rate of the payday loan, you are welcome to use the calculator. It will specify the cost of the cash advance.

APR Calculator

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