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4.3 6 reviews
Loan agency in Royston, Georgia

655 Cook St, Royston, GA 30662, USA
7 years in business
+1 (706) 245-6106
locations.1ffc.com
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–1:30PM
Thursday
8:30AM–5:30PM
Friday
8:30AM–5:30PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
8:30AM–5:30PM

Domain Info

Created Date

1996-12-10

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

What people think about 1st Franklin Financial?

Below you get acquainted with some of the reviews of our customers.

I always use 1st Franklin Financial when it need a loan. The application process is quick. No complaints.

Dereck Dickinson

They approve applicants immediately and transfer funds the same day. But be careful – they charge high fees for delayed payments. I recommend that you be a responsible borrower! Do not repeat my mistake!

Vicenta McClure

Many thanks to 1st Franklin Financial. I recently had some troubles with repaying my bank loan and they approved me for a cash advance. Best loan provider! Managed to deal with my issues and signed with relief.

Dr. Dulce Okuneva DDS

Easy application. I only needed an ID and a bank account. Same day processing. The first time I was approved for $300 only. Hope the limit will be more next time. APR is reasonable. Paid off the loan early. If you have difficulties, the term can be also extended.

Vicente Hartmann Jr.

I always use 1st Franklin Financial when it need a cash advance. The application process is easy. No issues.

Leila Crona

I applied for the first loan in my life, was approved in 15 minutes despite the fact that I had low credit score. I repaid it on time. Love this company for their affordable rates. Other lenders in my state charge sky high interest!

Lura Dicki II

I applied for a $1,000 payday loan when I needed money after car accident. There simply was no other way out. I found this website on the Internet. Other lender charged unbelievable rates. One lender refused me, another approved me for a smaller amount but here it got as much as I needed.

Karen Lehner MD

Important

Now you can review general aspects of payday loans.

Payday Loans in Royston, Georgia

Payday loans are short-term loans originally created to tide consumers over until payday. You can usually borrow from $100 to $1,000.

Payday loans may be an easy and speedy solution to a short-term problem in Royston, Georgia. Loans from payday lenders can get you funds quickly. Your interest rate will depend on several things.

APR

10% small loan cap

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies people from getting a bank loan. Payday loans give people with a bad credit rating an increased opportunity to get approved for such loans. A payday loan may be the only financial product available for some individuals to help them deal with unexpected problems. If you take out such a loan, it is critical that you always borrow within your means and pay off your loan commitments on time.

To get accepted for a cash advance, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was created to quickly calculate the APR. It’s easy to learn the exact cost of the payday loan even before applying.

APR Calculator

Other Payday Lenders in Royston, Georgia

Synovus Bank - ATM

6993 Gaudette St, Fort Benning, GA 31905, USA

+1 (888) 796-6887

www.synovus.com

Cash Now Ani More

608 W Hill Ave, Valdosta, GA 31601, USA

+1 (229) 249-7772

National Title Pawn

117 W Belmont Dr, Calhoun, GA 30701, USA

+1 (706) 629-9099

www.nationaltitlepawn.org

Title Exchange & Pawn

309 N Main St f, Jonesboro, GA 30236, USA

+1 (770) 471-4560

BankSouth Mortgage

6400 Bradley Park Dr, Columbus, GA 31904, USA

+1 (706) 681-9174

www.banksouthmortgage.com

TitleMax Title Pawns

7527 GA-85, Riverdale, GA 30274, USA

+1 (770) 473-9003

www.titlemax.com

ACE Cash Express

2841 Greenbriar Pkwy SW #305, Atlanta, GA 30331, USA

+1 (404) 349-3001

www.acecashexpress.com

Atlanta Cash It Here

2032 Candler Rd, Decatur, GA 30032, USA

+1 (404) 284-7536

www.cashithere.net

Excel Federal Credit Union

61 Forsyth St SW # 8B70, Atlanta, GA 30303, USA

+1 (770) 441-9235

www.excelfcu.org

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