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What people think about United Community Bank Loan Office?
Below you read some of the reviews of our customers.
APR too high. People usually take cash advances because they’re having a hard time. These loans put you further into debt. Maybe they should lower their rates a little…
Deshawn Cruickshank
Be careful! It’s a fake! They call me 24/7 from multiple phone numbers. Tired of blocking these numbers. Never give them your personal information!!
Miss Ericka Oberbrunner
I borrowed $500 for a period of 3 weeks. In the end, I had to pay off twice as much with all the fees charged.
Prudence Bergnaum
Wasted too much efforts with this lender. They charge sky high rates! Stay away
Wendy Cole
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Now you can see general features of payday loans.
Payday Loans in Savannah, New York
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 30 days.
Cash advance loans may be an easy and speedy solution to a short-term problem in Savannah, New York. Loans from payday lenders can get you funds within a few hours. Your APR will depend on a few things.
APR
25% small loan cap
Why people apply for payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products available to individuals with a poor credit score. Payday loan approvals depend very much on specific circumstances. They will look at your income and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and on time.
To get accepted for a cash advance, you have to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
This online calculator can be used to quickly calculate the APR. It’s easy to learn the definite cost of the loan even before applying.
APR Calculator
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United Community Bank Loan Office
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www.ucbi.com
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