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3.8 10 reviews

4791 Jonesboro Rd # 2B, Union City, GA 30291, USA
+1 (770) 969-6578
www.unioncitypawnshop.com
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–6PM
Sunday
Closed

Domain Info

Created Date

2013-06-03

Mailing Address

Georgia, United States

Company Name

Contact Data

Feedback about Union City Pawn & Jewlery?

Here you read the reviews of our clients.

Great service good items always something good here

Simone Nicolas

But have a great referral of where to get it and great advice on selection.

Jody Douglas

Great place to get great deal on your items

Prof. Cassandra Lebsack MD

Pay Attention

Above there are details about a certain lender. Below every reader may get acquainted with the essence of payday loans.

Payday Loans in Union City, New Jersey

According to the definiftion, a payday loan is a loan issued for a short time span: 2-3 weeks. A small amount is issued: $100-$1,000.

This financial product in Union City, New Jersey is issued simply and fast. The interest percentage is defined considering the category of the client: the more loans are successfully repaid, the more favorable terms will be guaranteed to you.

APR

30% usury cap

How will Union City Pawn & Jewlery help issue a loan in Union City, New Jersey?

  • 24/7 operation. Such Internet services allow you to receive funds at any time. Money are taken out day and night. The loan will be sent to a credit card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is reviewed by payday lenders before issuing a loan. But banks almost 100% refuse the application when lenders in Union City, nj will assess other aspects like financial capabilities and approve a loan. This is a way to improve your credit history.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the annual percentage rate. This is a definite cost of the payday loan.

APR Calculator

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