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What people think about Southwest Georgia Bank?
Below you read some of the reviews of our clients.
Simple application. I only needed an ID and a bank account. Fast approval. The first time I was accepted for $300 only. Hope the available amount will be more next time. APR is reasonable. Paid off the loan early. If desired, the term can be also extended.
Zola Maggio
I had problems with paying off my bank loan and was not sure I would get appoved for a loan with Southwest Georgia Bank . But it would be soooo embarrassing to borrow from parents. Therefore, I took my chances and applied for $600 online. Fortunately I got accepted!!! They literally saved my life.
Keon Jacobs Sr.
Good lender with affordable rates. They transferred immediately, as I expected. I will use Southwest Georgia Bank again if I need temporary help.
Mr. Toby Quigley
Pay Attention
The previous three items charactirize a certain financial institution. But below you can read general data about payday loans.
Payday Loans in Valdosta, Georgia
A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.
Online cash advance loans can be the easiest solution to your temporary financial issues in Valdosta , Georgia because they are easily approved and easily paid off. Your APR will depend on your state law or on the payday lender's policy.
APR
10% small loan cap
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
If you have a bad credit score you may still get a payday loan. Such loans are designed to help meet the needs of people with less than perfect credit scores. There are companies who may be pleased to offer you a payday loan even if you have a bad credit rating. You will need a steady income to get accepted for a bad credit payday loan.
To get approved for a cash advance, you need to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to apply for a loan, you can use an online calculator. It will show the exact APR of your loan.
APR Calculator
Other Payday Lenders in Valdosta, Georgia
Peach State Federal Credit Union
568 Liberty Hill Rd, Toccoa, GA 30577, USA
+1 (855) 889-4328
www.peachstatefcu.org
Advanced Loan Services
3299 Peach Orchard Rd, Augusta, GA 30906, USA
+1 (706) 792-1595
www.advancedloanservices.com
Lendmark Financial Services LLC
1720 Epps Bridge Pkwy #104, Athens, GA 30606, USA
+1 (706) 621-5102
www.lendmarkfinancial.com
Bank Of The Ozarks
10006 Abercorn St, Savannah, GA 31406, USA
