Welcome to Our Online Loan Referral Service

3338 Country Club Rd # A1, Valdosta, GA 31605, USA
+1 (229) 245-1280

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What people think about Southwest Georgia Bank?

Below you read some of the reviews of our clients.

Simple application. I only needed an ID and a bank account. Fast approval. The first time I was accepted for $300 only. Hope the available amount will be more next time. APR is reasonable. Paid off the loan early. If desired, the term can be also extended.

Zola Maggio

I had problems with paying off my bank loan and was not sure I would get appoved for a loan with Southwest Georgia Bank . But it would be soooo embarrassing to borrow from parents. Therefore, I took my chances and applied for $600 online. Fortunately I got accepted!!! They literally saved my life.

Keon Jacobs Sr.

Good lender with affordable rates. They transferred immediately, as I expected. I will use Southwest Georgia Bank again if I need temporary help.

Mr. Toby Quigley

Pay Attention

The previous three items charactirize a certain financial institution. But below you can read general data about payday loans.

Payday Loans in Valdosta, Georgia

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Online cash advance loans can be the easiest solution to your temporary financial issues in Valdosta , Georgia because they are easily approved and easily paid off. Your APR will depend on your state law or on the payday lender's policy.


10% small loan cap

Why people take out cash advances?


Car expenses








Home improvement

Payday loans for bad credit

If you have a bad credit score you may still get a payday loan. Such loans are designed to help meet the needs of people with less than perfect credit scores. There are companies who may be pleased to offer you a payday loan even if you have a bad credit rating. You will need a steady income to get accepted for a bad credit payday loan.

To get approved for a cash advance, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No ability to get a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a loan, you can use an online calculator. It will show the exact APR of your loan.

APR Calculator

Other Payday Lenders in Valdosta, Georgia

Republic Finance

97 Crye Leike Dr, Fort Oglethorpe, GA 30742, USA

+1 (706) 866-5751


CenterState Bank

555 S Davis Rd, LaGrange, GA 30241, USA

+1 (706) 298-5660


Service Loan

126 Jackson St, Thomson, GA 30824, USA

+1 (706) 595-8812


United Community Bank

516 Duvall Street, US-441, Clayton, GA 30525, USA

+1 (706) 782-7100


TitleBucks Title Pawns

3245 Victory Dr, Columbus, GA 31903, USA

+1 (706) 687-8888


Check into Cash Title Pawn

4014 Lexington Rd, Athens, GA 30605, USA

+1 (706) 613-1910


Courtesy Finance

116 Hicks Dr SE, Rome, GA 30161, USA

+1 (706) 238-6581


Finova Financial

1170 Peachtree St NE #1200, Atlanta, GA 30309, USA

+1 (888) 358-4452


Courtesy Finance

2860 East-West Connector #103, Austell, GA 30106, USA

+1 (678) 567-5151