Welcome to Our Online Loan Referral Service

3338 Country Club Rd # A1, Valdosta, GA 31605, USA
+1 (229) 245-1280

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What people think about Southwest Georgia Bank?

Below you read some of the reviews of our clients.

Simple application. I only needed an ID and a bank account. Fast approval. The first time I was accepted for $300 only. Hope the available amount will be more next time. APR is reasonable. Paid off the loan early. If desired, the term can be also extended.

Zola Maggio

I had problems with paying off my bank loan and was not sure I would get appoved for a loan with Southwest Georgia Bank . But it would be soooo embarrassing to borrow from parents. Therefore, I took my chances and applied for $600 online. Fortunately I got accepted!!! They literally saved my life.

Keon Jacobs Sr.

Good lender with affordable rates. They transferred immediately, as I expected. I will use Southwest Georgia Bank again if I need temporary help.

Mr. Toby Quigley

Pay Attention

The previous three items charactirize a certain financial institution. But below you can read general data about payday loans.

Payday Loans in Valdosta, Georgia

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Online cash advance loans can be the easiest solution to your temporary financial issues in Valdosta , Georgia because they are easily approved and easily paid off. Your APR will depend on your state law or on the payday lender's policy.


10% small loan cap

Why people take out cash advances?


Car expenses








Home improvement

Payday loans for bad credit

If you have a bad credit score you may still get a payday loan. Such loans are designed to help meet the needs of people with less than perfect credit scores. There are companies who may be pleased to offer you a payday loan even if you have a bad credit rating. You will need a steady income to get accepted for a bad credit payday loan.

To get approved for a cash advance, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No ability to get a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a loan, you can use an online calculator. It will show the exact APR of your loan.

APR Calculator

Other Payday Lenders in Valdosta, Georgia

SouthState Bank

949 Washington St, Clarkesville, GA 30523, USA

+1 (706) 754-2265


Peoples Financial Corporation

8 N Tennessee St, Cartersville, GA 30120, USA

+1 (770) 382-0550



560 Thornton Rd STE 101, Lithia Springs, GA 30122, USA

+1 (678) 626-6859


Queensborough National Bank & Trust

216 US-80, Savannah, GA 31408, USA

+1 (912) 303-9080


TitleBucks Title Pawns

302 US-80, Savannah, GA 31408, USA

+1 (912) 721-9974


World Acceptance

24 Drayton St, Savannah, GA 31401, USA

+1 (912) 234-6511

Specialized Lending

271 17th St NW, Atlanta, GA 30363, USA

+1 (404) 602-1360

TitleMax Title Loans

2600 E Walnut Ave Suite A & B, Dalton, GA 30719, USA

+1 (706) 271-0077


Atlanta Check Cashers Inc

2617 Panola Rd #106, Lithonia, GA 30058, USA

+1 (770) 808-1378