Welcome to Our Online Loan Referral Service

4.6 5 reviews

91-1401 Fort Weaver Rd #A102, Ewa Beach, HI 96706, USA
+1 (808) 737-4328
pearlhawaii.com
Friday
9AM–5PM
Saturday
9AM–2PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

2004-03-21

Mailing Address

94-449 UKEE ST, WAIPAHU, HI, 96797-4212, United States

Company Name

Pearl Hawaii Federal Credit Union

Pearl Hawaii Federal Credit Union

Contact Data

brandon@phfcu.com

+1.8082186274

+1.8082186295

Feedback about Pearl Hawaii Federal Credit Union (PHFCU)?

Here you see the feedback of our clients.

I took out a loan when I had problems with money. There was no other way out. I found this site on the Internet, among others. Has applied several services. One refused, the other issued at too high a percentage, but here it was approved as I wanted.

Shirley Lebsack

Only an ID is needed to submit an application. Was on a business trip and needed cash, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!

Mrs. Gregoria Kuvalis III

Not the first time I use Pearl Hawaii Federal Credit Union (PHFCU). The service is reliable. They immediately inform how much you should pay back. No cheating. You can always renew the loan. It assists a lot when funds is urgently needed.

Dr. Brendan Ratke V

Pay Attention

Above there are details about a definite lender. Below every reader may get acquainted with the essence of payday loans.

Payday Loans in Ewa Beach, Hawaii

According to the definiftion, a payday loan is a loan taken out for a short time span: 2-3 weeks. A small loan is issued: $100-$1,000.

This financial product in Ewa Beach, Hawaii is taken out easily and quickly. The interest rate is set depending on the category of the client: the more loans are successfully repaid, the more favorable terms will be offered to you.

APR

460%*

Max Loan

$600

Min Term

Not Specified

Max Term

32 days

How will Pearl Hawaii Federal Credit Union (PHFCU) help issue a loan in Ewa Beach, Hawaii?

  • Day and night service. Night hours are the same working for online lenders. You should not attend the chosen lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with person-related data. It will take some minutes to consider the form. The funds are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A unfavorable factor reviewed by financial institutions is known as bad credit history. But this obstacle is not reviewed as the only one by lenders to issue a cash advance. The lending company review many aspects such as financial solvency to approve the application. Payday loans in Ewa Beach, Hawaii may help level up your credit score.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should define its definite cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Ewa Beach, Hawaii

Bank of Hawaii ATM

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+1 (888) 643-3888

www.boh.com

Bela Enterprise

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+1 (808) 671-9490

First Hawaiian Bank ATM (Walgreens Kaneohe)

46-021 Kamehameha Hwy, Kaneohe, HI 96744, USA

+1 (808) 844-4444

www.fhb.com

OneMain Financial

4370 Kukui Grove St #104, Lihue, HI 96766, USA

+1 (808) 245-5611

www.onemainfinancial.com

Gather Federal Credit Union

Shopping Center, 4469 Waialo Rd, Eleele, HI 96705, USA

+1 (808) 245-6791

gatherfcu.org

OneMain Financial

26 Hoolai St Ste 600, Kailua, HI 96734, USA

+1 (808) 263-1370

www.onemainfinancial.com

Hawaii Community Federal Credit Union

81- 6631 Mamalahoa Hwy, Kealakekua, HI 96750, USA

+1 (808) 930-7700

www.hicommfcu.com

First Hawaiian Bank ATM

Quad D, Foote Ave, Wahiawa, HI 96786, USA

+1 (808) 844-4444

locations.fhb.com

Bank of Hawaii ATM

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+1 (888) 643-3888

www.boh.com

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