Welcome to Our Online Loan Referral Service

3 4 reviews
Loan agency in Wahiawa, Hawaii

935 California Ave, Wahiawa, HI 96786, USA
+1 (808) 621-4653

What people think about Payday Loans & Check Cashing?

Below you get acquainted with some of the opinions of our customers.

Payday Loans & Check Cashing seems honest. Applied twice. The first payday loan approved was small – $500, but next time the limit was increased to $1000. Repaid the loan on due date. The employees were understanding, they gave detailed answers to all my questions. No complaints. But their rates are average.

Dr. Marian Ritchie PhD

I took out for a $1,000 cash advance when I needed money after dismissal from work. There simply was no other way out. I found this website on the Internet. Other lender charged sky high rates. One lender denied me, another approved me for a smaller amount but here it got as much as I wanted.

Prof. Dante Armstrong

I applied for the first cash advance in my life, was approved the next day despite the fact that I had bad credit. I repaid it before the due date. Love this lender for their reasonable rates. Other lenders in my town charge sky high interest!

Devin Deckow

I had problems with paying off my bank loan and was not sure I would get appoved for a loan with Payday Loans & Check Cashing . But it would be soooo embarrassing to borrow from parents. Therefore, I took my chances and applied for $900 online. Fortunately I got accepted!!! They literally saved my life.

Tavares Swaniawski

Important

Now you can read general features of payday loans.

Payday Loans in Wahiawa, Hawaii

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.

Payday loans are the easiest loans to access in Wahiawa, Hawaii. The entire process is hassle-free. They are issued immediately and come with individual APR. It will be influenced by the borrower’s personal data.

APR

460%*

Max Loan

$600

Min Term

Not Specified

Max Term

32 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to stop you from applying for payday loans. They are one of the few easy loan products offered to clients with a bad credit score. Payday loan approvals depend very much on other circumstances. They will look at your earnings and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and as agreed in the contract.

To get accepted for a payday loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and learn the definite cost of the loan immediately.

APR Calculator

Other Payday Lenders in Wahiawa, Hawaii

Hawaii Central Federal Credit Union

681 S King St, Honolulu, HI 96813, USA

+1 (808) 536-3677

www.hawaiicentral.org

Bank of Hawaii ATM

67-1191 Mamalahoa Hwy, Waimea, HI 96743, USA

+1 (888) 643-3888

www.boh.com

Lucky Money

2046 N King St Suite 3, Honolulu, HI 96819, USA

+1 (808) 841-0880

First Hawaiian Bank Kealakekua Branch

81-6626 Hawaii Belt Rd, Kealakekua, HI 96750, USA

+1 (808) 322-3484

www.fhb.com

Bank of Hawaii

55 Pukalani St Ste. 1, Makawao, HI 96768, USA

+1 (808) 572-7242

www.boh.com

First Hawaiian Bank ATM

44 Oneawa St, Kailua, HI 96734, USA

+1 (808) 844-4444

locations.fhb.com

Edward Jones - Financial Advisor

75-1029 Henry St #201, Kailua-Kona, HI 96740, USA

www.edwardjones.com

First Hawaiian Bank ATM (Walgreens Kailua)

Walgreens, 56 Oneawa St, Kailua, HI 96734, USA

+1 (808) 844-4444

www.fhb.com

Hickam Federal Credit Union

40 Hickam Ct, Honolulu, HI 96818, USA

+1 (808) 423-1391

www.hickamfcu.org

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