What people think about Payday Loans & Check Cashing?
Below you get acquainted with some of the opinions of our customers.
Payday Loans & Check Cashing seems honest. Applied twice. The first payday loan approved was small – $500, but next time the limit was increased to $1000. Repaid the loan on due date. The employees were understanding, they gave detailed answers to all my questions. No complaints. But their rates are average.
Dr. Marian Ritchie PhD
I took out for a $1,000 cash advance when I needed money after dismissal from work. There simply was no other way out. I found this website on the Internet. Other lender charged sky high rates. One lender denied me, another approved me for a smaller amount but here it got as much as I wanted.
Prof. Dante Armstrong
I applied for the first cash advance in my life, was approved the next day despite the fact that I had bad credit. I repaid it before the due date. Love this lender for their reasonable rates. Other lenders in my town charge sky high interest!
Devin Deckow
I had problems with paying off my bank loan and was not sure I would get appoved for a loan with Payday Loans & Check Cashing . But it would be soooo embarrassing to borrow from parents. Therefore, I took my chances and applied for $900 online. Fortunately I got accepted!!! They literally saved my life.
Tavares Swaniawski
Important
Now you can read general features of payday loans.
Payday Loans in Wahiawa, Hawaii
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.
Payday loans are the easiest loans to access in Wahiawa, Hawaii. The entire process is hassle-free. They are issued immediately and come with individual APR. It will be influenced by the borrower’s personal data.
APR
460%*
Max Loan
$600
Min Term
Not Specified
Max Term
32 days
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A low credit score doesn't have to stop you from applying for payday loans. They are one of the few easy loan products offered to clients with a bad credit score. Payday loan approvals depend very much on other circumstances. They will look at your earnings and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and as agreed in the contract.
To get accepted for a payday loan, you have to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Use the below online calculator to quickly calculate the annual percentage rate and learn the definite cost of the loan immediately.
APR Calculator
Other Payday Lenders in Wahiawa, Hawaii
First Hawaiian Bank ATM (Malama Market)
Malama Market, 66-190 Kamehameha Hwy, Haleiwa, HI 96712, USA
+1 (808) 844-4444
www.fhb.com
Edward Jones - Financial Advisor: Will Stack
45-955 Kamehameha Hwy Ste 205, Kaneohe, HI 96744, USA
+1 (808) 247-6434
www.edwardjones.com
Schofield Federal Credit Union
331 Brannon Rd bldg 699, Schofield Barracks, HI 96857, USA
+1 (808) 624-9884
schofieldfcu.org
First Hawaiian Bank Koloa Branch
3506 Waikomo Rd, Koloa, HI 96756, USA
+1 (808) 742-1642
www.fhb.com
OneMain Financial
890 Kamokila Blvd Ste 103, Kapolei, HI 96707, USA
+1 (808) 674-1050
www.onemainfinancial.com
OneMain Financial
75-5660 Kopiko St Ste D-2, Kailua-Kona, HI 96740, USA
+1 (808) 331-2484
www.onemainfinancial.com
First Hawaiian Bank ATM (Choice Mart Kealakekua)
82-6066 Mamalahoa Hwy, Captain Cook, HI 96704, USA
+1 (888) 844-4444
www.fhb.com
