Hawaii Community Federal Credit Union Payday Loans Review

4 8 reviews

Organization owner?

73-5611 Olowalu St, Kailua-Kona, HI 96740, USA

+1 (808) 930-7700

www.hicommfcu.com

Friday

8:30AM–6PM

Saturday

8:30AM–12PM

Sunday

Closed

Monday

8:30AM–4:30PM

Tuesday

8:30AM–4:30PM

Wednesday

8:30AM–4:30PM

Thursday

8:30AM–4:30PM

Domain Info

Created Date

1997-06-29

Mailing Address

Hawaii, United States

Company Name

Hawaii Community Federal Credit Union

Contact Data

Feedback about Hawaii Community Federal Credit Union?

Here you read the feedback of our customers.

The money are deposited to my credit card. I pay back through my personal account. The payment is convenient and quick. Pay on time and there will be no problems.

Jaunita Murray

It so happened that it had to go to another city, but the paycheck had not yet arrived. A friend recommended me to contact Hawaii Community Federal Credit Union. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Raphaelle Hyatt

The loan is deposited easily and quickly. There is a minus - a great rate when returning a loan.

Conor Gleichner

Pay Attention

Above-defined info provides the details about a exact lender. Below-shown info is oriented on general information about payday loans.

Payday Loans in Kailua Kona, Hawaii

Payday loans are a kind of loans taken out by payday lending company to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Hassle-free financial products are known as payday loans in Kailua Kona, hi. They are taken out at individual interest rates. They are dependent on personal data. It is also significant to repay as much payday loans as possible.

APR

460%*

Max Loan

$600

Min Term

Not Specified

Max Term

32 days

How will Hawaii Community Federal Credit Union help issue a payday loan in Kailua Kona, Hawaii?

Round the clock service. Every customer may address the service round the clock. The borrowed money will be credited to credit card. You won't be asked to attend any store.
No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
Online form. You have to fill in an online application only. It will be considered in a matter of minutes. The funds are credited in 24 business hours.
Fast and high approval level. The positive decision counts almost 98%.
Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be an obstacle to take out a loan from online lenders.

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to take out a loan. Lenders do not consider this factor the only one to issue a loan in Kailua Kona, Hawaii. The company will estimate many points to qualify such as payment abilities. Payday loans will be a way to improve your bad credit score into a favorable one.

The following general points will be estimated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as annual percentage rate.

APR Calculator

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