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3 reviews

517 W Main St, Boise, ID 83702, USA
www.umpquabank.com
Tuesday
Open 24 hours
Wednesday
Open 24 hours
Thursday
Open 24 hours
Friday
Open 24 hours
Saturday
Open 24 hours
Sunday
Open 24 hours
Monday
Open 24 hours

Domain Info

Created Date

2000-07-31

Mailing Address

20085 NW TANASBOURNE DR, Hillsboro, OR, 97124-7104, United States

Company Name

Umpqua Bank

Umpqua Bank

Contact Data

[email protected]

+1.8778674357

What people think about ATM (Sterling Savings Bank)?

Below you read some of the reviews of our customers.

I want to say Many Thanks to the team of ATM (Sterling Savings Bank). They offer quick solution to any sudden money troubles. Love them for their same day approval. Applied for a loan and got accepted although my credit was not perfect. I will 100% use this website if I need money in the future.

Mr. Dock Lindgren III

Simple application. I only filled in an ID and a bank account. Immedaite lending decision. The first time I was accepted for $500 only. Hope the limit will increase next time. APR is reasonable. Paid back the debt on time. If desired, the term can be also extended.

Prof. Dereck Turner III

Pay Attention

Above there is information about a exact company. Below you can see common aspects of payday loans.

Payday Loans in Boise, Idaho

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.

Payday loans in Boise, Idaho is are simple to access. The APR is individual for each borrower and depends on various aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

652%*

Max Loan

$1,000 (or 25% of gross monthly income)

Min Term

Not Specified

Max Term

Not Specified

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit history can often be an obstacle to taking out a bank loan. A payday loan can save individuals who have bad credit scores or have no credit score. But we recommend you that as with any loan you should only think about applying for a cash advance if you are convinced that you can make payments punctually.

To get accepted for a payday loan, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the loan in a few minutes.

APR Calculator

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