Welcome to Our Online Loan Referral Service

3.5 57 reviews

11255 W Fairview Ave, Boise, ID 83713, USA
+1 (208) 846-7000
www.iccu.com
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–3PM
Sunday
Closed

Domain Info

Created Date

1995-10-05

Mailing Address

Company Name

Contact Data

Feedback about Idaho Central Credit Union?

Here you read the reviews of our customers.

Their auto loan process is clunky and not very straightforward.

Samantha Cummerata

Thank you Chelsea and the rest of the incrediable staff at ICCU!

Jeffery Hoppe

I asked for one thing got another cost me and my employees money and headaches.

Lavinia Gottlieb

Pay Attention

Lenders are described in the first three points. Below info shows general information about payday loans.

Payday Loans in Boise, Idaho

The financial product called as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is taken out for clients.

Such financial products as payday loan in Boise, Idaho is issued simply and fast for a short period: 2-3 weeks. The interest rates are established on an individual basis concerning on the personal data: the more loans you pay back off, the more favorable rates a borrower will get.

APR

652%*

Max Loan

$1,000 (or 25% of gross monthly income)

Min Term

Not Specified

Max Term

Not Specified

How will Idaho Central Credit Union help issue a loan in Boise, Idaho?

  • Round the clock service. Every client may address the service at any time of the day and night. The borrowed money will be credited to card. You won't be asked to attend any store.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be reviewed in a matter of minutes. The funds are deposited in 24 business hours.
  • Fast and high approval percentage. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be a hindrance to take out a loan from online lenders.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to issue a cash advance. Payday lenders do not consider this factor the only one to take out a loan in Boise, Idaho. The lending company will assess many points to qualify such as financial capabilities. Payday loans will be a way to improve your bad credit score into a favorable one.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the annual percentage rate of the loan, you are welcome to utilize the calculator. It will specify the cost of the loan.

APR Calculator

Other Payday Lenders in Boise, Idaho

Columbia Bank

6878 W Hwy 53, Rathdrum, ID 83858, USA

+1 (208) 687-5585

www.columbiabank.com

Latah Credit Union

168 ID-6, Potlatch, ID 83855, USA

+1 (208) 875-0515

www.latahcu.coop

KeyBank

702 W Idaho St, Boise, ID 83702, USA

+1 (208) 364-8510

www.key.com

Farmers Bank

890 Shoshone St E, Twin Falls, ID 83301, USA

+1 (208) 734-1500

www.farmersbankidaho.com

Principal Financial

107 Joseph St W, Lapwai, ID 83540, USA

+1 (208) 800-0356

www.principal.com

U.S. Bank Branch

4 E Idaho Ave, Glenns Ferry, ID 83623, USA

+1 (208) 366-7492

locations.usbank.com

Northwest Title Loans

2610 Blaine St, Caldwell, ID 83605, USA

+1 (208) 453-6190

www.northwesttitleloans.net

U.S. Bank Branch

183 S State St, Rigby, ID 83442, USA

+1 (208) 745-8181

locations.usbank.com

Xpress Cash

180 Caldwell Blvd, Nampa, ID 83651, USA

+1 (208) 466-9066

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