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800 E Park Blvd #200, Boise, ID 83712, USA
+1 (208) 332-8000
www.finance.idaho.gov
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
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Below you get acquainted with some of the reviews of our clients.

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Now you can see general features of payday loans.

Payday Loans in Boise, Idaho

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms typically do not exceed 30 days.

Payday loans may become an easy and speedy solution to a short-term problem in Boise, Idaho. Loans from payday lenders can get you cash same day. Your interest rate will depend on several things.

APR

652%*

Max Loan

$1,000 (or 25% of gross monthly income)

Min Term

Not Specified

Max Term

Not Specified

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a bad credit score automatically disqualifies consumers from getting a bank loan. Payday loans give borrowers with a bad credit score an increased opportunity to get accepted for short-term loans. A payday loan may be the only loan available for some individuals to help them cover urgent expenses. If you take out such a loan, it is important that you always borrow within your budget and pay off your loan commitments on time.

To get approved for a loan, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and learn the real cost of the cash advance loan immediately.

APR Calculator

Other Payday Lenders in Boise, Idaho

Bank Of Idaho

135 N Bridge St #126, St Anthony, ID 83445, USA

+1 (208) 624-4900

www.bankofidaho.com

Security Finance

344 Yellowstone Ave, Pocatello, ID 83201, USA

+1 (208) 637-0178

www.securityfinance.com

Idaho Central Credit Union

11255 W Fairview Ave, Boise, ID 83713, USA

+1 (208) 846-7000

www.iccu.com

Rabo AgriFinance

5680 E Franklin Rd #225, Nampa, ID 83687, USA

+1 (888) 941-7244

www.raboag.com

Moo Loans - Car Title Loans

91 E Little Ave, Driggs, ID 83422, USA

+1 (800) 445-9148

www.mooloans.com

ATM (Sterling Savings Bank)

517 W Main St, Boise, ID 83702, USA

www.umpquabank.com

208 Title Loans

200 E Fairview Ave, Meridian, ID 83642, USA

+1 (208) 577-6646

www.208titleloan.com

U.S. Bank Branch

1 S State St, Preston, ID 83263, USA

+1 (208) 852-2100

locations.usbank.com

Idaho Central Credit Union

1045 Yellowstone Ave, Pocatello, ID 83201, USA

+1 (208) 478-3300

www.iccu.com

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