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800 E Park Blvd #200, Boise, ID 83712, USA
+1 (208) 332-8000
www.finance.idaho.gov
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
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Below you get acquainted with some of the reviews of our clients.

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Now you can see general features of payday loans.

Payday Loans in Boise, Idaho

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms typically do not exceed 30 days.

Payday loans may become an easy and speedy solution to a short-term problem in Boise, Idaho. Loans from payday lenders can get you cash same day. Your interest rate will depend on several things.

APR

652%*

Max Loan

$1,000 (or 25% of gross monthly income)

Min Term

Not Specified

Max Term

Not Specified

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a bad credit score automatically disqualifies consumers from getting a bank loan. Payday loans give borrowers with a bad credit score an increased opportunity to get accepted for short-term loans. A payday loan may be the only loan available for some individuals to help them cover urgent expenses. If you take out such a loan, it is important that you always borrow within your budget and pay off your loan commitments on time.

To get approved for a loan, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and learn the real cost of the cash advance loan immediately.

APR Calculator

Other Payday Lenders in Boise, Idaho

Mountain West Bank - Drive-Up

7186 1st St #100, Bonners Ferry, ID 83805, USA

+1 (208) 267-3102

www.mountainwestbank.com

Roni H Leuck | Fairway Independent Mortgage Corporation Loan Officer

3959 E Overland Rd, Meridian, ID 83642, USA

+1 (208) 957-7330

www.fairwayindependentmc.com

Idaho Central Credit Union

2770 S Vista Ave, Boise, ID 83705, USA

+1 (208) 846-7000

www.iccu.com

D.L. Evans Bank

500 N 2nd E, Rexburg, ID 83440, USA

+1 (208) 356-8744

www.dlevans.com

U.S. Bank Branch

430 Main St, Marsing, ID 83639, USA

+1 (208) 896-4114

locations.usbank.com

WaFd Bank

3197 N Cole Rd, Boise, ID 83704, USA

+1 (208) 378-7330

www.wafdbank.com

Title Cash

921 Cleveland Blvd, Caldwell, ID 83605, USA

+1 (208) 454-4128

www.titlecash.com

Northwest Farm Credit Services

1215 Pier View Dr, Idaho Falls, ID 83402, USA

+1 (208) 552-2300

ATM (Key Bank)

1665 Blue Lakes Blvd N, Twin Falls, ID 83301, USA

www.key.com

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