Welcome to Our Online Loan Referral Service

4 29 reviews

240 25th E, Idaho Falls, ID 83401, USA
+1 (208) 478-3300
www.iccu.com
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–3PM

Domain Info

Created Date

1995-10-05

Mailing Address

Company Name

Contact Data

Feedback about Idaho Central Credit Union?

Here you see the feedback of our clients.

I love this bank. It is close and they are always helpful and friendly. We got our home loan through them too and saved money.

Edd Schultz

The people who work here are so polite and helpful.

Maximus Wiza

Great place to store your money, invest, save, etc.

Isai Reynolds

Pay Attention

Further there will be presented the details about not a exact lending company. The information below will tell about common information about payday loans and its specific features.

Payday Loans in Idaho Falls, Idaho

Payday loans are a kind of loans issued by payday lender to people for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

Payday loans in Idaho Falls, Idaho are issued problem-free. The interest rate depends on the client's personal information: if you repay more payday loans, the more efficient terms and rates lenders guarantee.

APR

652%*

Max Loan

$1,000 (or 25% of gross monthly income)

Min Term

Not Specified

Max Term

Not Specified

How will Idaho Central Credit Union help take out a loan in Idaho Falls, Idaho?

  • Day and night service. Night hours are the same business hours for online lenders. You should not attend the chosen lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with personal data. It will take some minutes to process the form. The money are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A adverse factor taken into account by financial institutions is known as bad credit history. But this obstacle is not implied as the only one by payday lenders to issue a loan. The lending company review many aspects such as financial abilities to approve the form. Payday loans in Idaho Falls, Idaho may help level up your credit history.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will provide the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in Idaho Falls, Idaho

LendNation

1259 E 17th St, Idaho Falls, ID 83404, USA

+1 (208) 523-6666

www.lendnation.com

Bank of the West

827 W Idaho St, Boise, ID 83702, USA

+1 (208) 343-0606

www.bankofthewest.com

ATM - Umpqua Bank

1595 S Eagle Rd, Meridian, ID 83642, USA

+1 (208) 888-2135

locations.umpquabank.com

Rebound Financial

626 S Woodruff Ave, Idaho Falls, ID 83401, USA

+1 (208) 524-6686

2ndchanceloans.net

Wells Fargo Bank

445 Main St, Gooding, ID 83330, USA

+1 (208) 934-8700

www.wellsfargo.com

Washington Federal Bank

860 Yellowstone Ave, Pocatello, ID 83201, USA

+1 (208) 232-1564

www.wafdbank.com

First Interstate Bank

1260 W Riverstone Dr, Coeur d'Alene, ID 83814, USA

+1 (208) 765-3619

locations.firstinterstatebank.com

Umpqua Bank

365 10th St, Plummer, ID 83851, USA

+1 (208) 686-1921

locations.umpquabank.com

Idaho Central Credit Union

6328 W State St, Boise, ID 83703, USA

+1 (208) 846-7000

www.iccu.com

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