Welcome to Our Online Loan Referral Service

3.1 9 reviews

399 N Capital Ave, Idaho Falls, ID 83402, USA
+1 (208) 524-5500
www.bankofidaho.com
Sunday
Closed
Monday
9:30AM–5PM
Tuesday
9:30AM–5PM
Wednesday
9:30AM–5PM
Thursday
9:30AM–5PM
Friday
9:30AM–6PM
Saturday
Closed

Domain Info

Created Date

1998-08-07

Mailing Address

Company Name

Contact Data

Feedback about Bank of Idaho?

Here you see the feedback of our clients.

I addressed Bank of Idaho. Everything was done quickly. Only pleasant impressions remained!

Darby Kerluke

Yesterday I needed money, I decided to addressed Bank of Idaho. They quickly approved the amount necessary, and besides, they offered good terms at a low interest rate.

Jonathan Osinski

The money are deposited to my card. I pay off through my account. The payment is efficient and quick. Pay on schedule and there will be no issues.

Dasia Batz

I have a problem with paying off a loan at another bank. It is inconvenient to borrow from friends. Therefore, I decided to address Bank of Idaho. They really helped out.

Jayne Rath

Good service with a favorable percentage. Money deposited immediately, I always use Bank of Idaho.

Fernando Kihn

Pay Attention

The first three points show the certain lender. In other turn, below-shown info makes readers get acquainted general information about payday loans.

Payday Loans in Idaho Falls, Idaho

Payday loans are a kind of loans issued by payday lender to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Problem-free financial products are known as payday loans in Idaho Falls, id. They are taken out at individual interest rates. They are dependent on customer's data. It is also important to pay back as much payday loans as possible.

APR

652%*

Max Loan

$1,000 (or 25% of gross monthly income)

Min Term

Not Specified

Max Term

Not Specified

How will Bank of Idaho help take out a payday loan in Idaho Falls, Idaho?

  • Round the clock service. Every borrower may contact the service round the clock. The borrowed money will be transfered to account. You won't be asked to attend any department.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be processed in a matter of minutes. The money are credited in 24 business hours.
  • Fast and high approval rate. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be a hindrance to issue a loan from online lenders.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get an offer from one of payday lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is estimated by banks before issuing a loan. But banks almost 100% refuse the request when lenders in Idaho Falls, id will estimate other aspects like solvency and approve a payday loan. This is a way to improve your credit rating.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should define its definite cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Idaho Falls, Idaho

U.S. Bank ATM - Post Falls

415 E Seltice Way, Post Falls, ID 83854, USA

+1 (800) 872-2657

usbank.com

Joe De Vera, Finance of America Mortgage LLC

460 S Fitness Pl, Eagle, ID 83616, USA

+1 (208) 515-3595

www.foamortgage.com

Banner Bank

1500 Main Ave, St Maries, ID 83861, USA

+1 (208) 245-4700

locations.bannerbank.com

Wells Fargo Bank

2 S Main St, Payette, ID 83661, USA

+1 (208) 642-5100

www.wellsfargo.com

Horizon Credit Union

520 N Fifth Ave, Sandpoint, ID 83864, USA

+1 (800) 852-5316

www.hzcu.org

Golden City Loan & Pawn

4025 N Government Way #2, Coeur d'Alene, ID 83815, USA

+1 (208) 664-1913

www.facebook.com

Idaho Central Credit Union

3330 S 15th E, Idaho Falls, ID 83404, USA

+1 (208) 478-3300

www.iccu.com

Umpqua Bank

1106 Sherman Ave, Coeur d'Alene, ID 83814, USA

+1 (208) 667-6690

locations.umpquabank.com

Idaho Central Credit Union

110 Overland Ave, Burley, ID 83318, USA

+1 (208) 678-2046

www.iccu.com

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