Welcome to Our Online Loan Referral Service

3.6 8 reviews

920 ID-41, Post Falls, ID 83854, USA
+1 (800) 852-5316
www.hzcu.org
Tuesday
9:30AM–6PM
Wednesday
9:30AM–6PM
Thursday
9:30AM–6PM
Friday
9:30AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9:30AM–6PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about Horizon Credit Union?

Here you read the feedback of our clients.

The staff is super helpful & friendly

Jeffry Jacobs

In my option there customer service is the worst in the country!

Mia Pacocha DDS

Local credit union with long term helpful employees that actually care.

Ms. Betty Hintz

Pay Attention

Payday lenders are described in the first three points. Below info defines shared information about payday loans.

Payday Loans in Post Falls, Idaho

A short-term loan is known as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Available loan amounts range from $100-$1,000.

This financial product in Post Falls, Idaho is issued easily and fast. The interest rate is set considering the category of the client: the more loans are successfully paid back, the more attractive terms will be ensured to you.

APR

652%*

Max Loan

$1,000 (or 25% of gross monthly income)

Min Term

Not Specified

Max Term

Not Specified

How will Horizon Credit Union help take out a loan in Post Falls, Idaho?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen payday lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with customer data. It will take several minutes to consider the application. The funds are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of payday lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of causes to reject the loan. Lenders do not consider this factor the only one to take out a loan in Post Falls, Idaho. They assess many other factors before taking out a cash advance. One of them is financial capabilities. This is a way to improve your credit history.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the annual percentage rate. This is a definite cost of the payday loan.

APR Calculator

Other Payday Lenders in Post Falls, Idaho

Idaho Title Loans, Inc.

345 Yellowstone Ave, Pocatello, ID 83201, USA

+1 (208) 238-3257

idahotitleloansinc.com

Reliable Credit Association Inc.

2080 S Eagle Rd, Meridian, ID 83642, USA

+1 (208) 288-2300

www.reliablecredit.com

Farmers Bank

890 Shoshone St E, Twin Falls, ID 83301, USA

+1 (208) 734-1500

www.farmersbankidaho.com

Freedom Title Loans, Nampa

421 Caldwell Blvd #101, Nampa, ID 83651, USA

+1 (208) 505-8966

www.freedomtitleloans.com

First Federal Savings Bank

1515 S Lincoln Ave, Jerome, ID 83338, USA

+1 (208) 324-3663

www.bankfirstfed.com

Clarity Credit Union - Caldwell, Idaho

805 Cleveland Blvd, Caldwell, ID 83605, USA

+1 (208) 467-6583

www.claritycu.com

Washington Federal Bank

494 Blue Lakes Blvd N, Twin Falls, ID 83301, USA

+1 (208) 734-8200

www.wafdbank.com

World Finance

411 W Haycraft Ave # B4, Coeur d'Alene, ID 83815, USA

+1 (208) 930-4403

www.loansbyworld.com

Rabo AgriFinance

970 Pier View Dr suite b, Idaho Falls, ID 83402, USA

+1 (855) 420-7189

www.raboag.com

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