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5 7 reviews
Loan agency in Rexburg, Idaho

237 N 2nd E #104, Rexburg, ID 83440, USA
+1 (208) 359-4888
www.gemstoneloans.com
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

2013-01-24

Mailing Address

Idaho, United States

Company Name

Contact Data

What people think about Gemstone Financial?

Below you find some of the testimonials of our clients.

The loan rates are the cheapest in town.

Erik Wintheiser I

Great office staff awesome to work with

Mr. Santa Waters

We have had great experience with Gemstone.

Prof. Alvis Bosco V

Important

Now you can read general features of payday loans.

Payday Loans in Rexburg, Idaho

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

Payday loans are the easiest loans to qualify for in Rexburg, Idaho. The entire process is effortless. They are issued quickly and come with individual interest rate. It will be influenced by the borrower’s personal information.

APR

652%*

Max Loan

$1,000 (or 25% of gross monthly income)

Min Term

Not Specified

Max Term

Not Specified

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit rating you may still be able to take out a payday loan. Such loans are created to help meet the needs of clients with bad credit scores. There are lenders who may be pleased to give you a payday loan even if you have a bad credit score. You will need a steady income to get approved for a bad credit payday loan.

To get approved for a cash advance, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator helps to quickly calculate the APR. It’s easy to learn the precise cost of the payday loan even before applying.

APR Calculator

Other Payday Lenders in Rexburg, Idaho

ATM - Umpqua Bank

280 S Capitol Blvd, Boise, ID 83702, USA

+1 (208) 424-2000

locations.umpquabank.com

Pioneer Federal Credit Union

551 S Middleton Rd, Middleton, ID 83644, USA

+1 (208) 587-3304

www.pioneerfcu.org

U.S. Bank Branch

112 E Main St, Burley, ID 83318, USA

+1 (208) 678-3591

locations.usbank.com

Washington Federal Bank

733 E Mullan Ave, Osburn, ID 83849, USA

+1 (208) 752-1103

www.wafdbank.com

U.S. Bank ATM - Payette

101 S Main St, Payette, ID 83661, USA

+1 (800) 872-2657

usbank.com

ATM - Umpqua Bank

6 N Main St, Kooskia, ID 83539, USA

+1 (866) 486-7782

locations.umpquabank.com

Liberty Loans

112 E Fairview Ave, Meridian, ID 83642, USA

+1 (208) 895-8500

approvedcashadvance.com

East Idaho Credit Union

418 W Fir St, Shelley, ID 83274, USA

+1 (800) 727-9961

eastidahocu.org

Idaho Central Credit Union

201 S Main St, Pierce, ID 83546, USA

+1 (208) 464-2844

www.iccu.com

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