Welcome to Our Online Loan Referral Service

5 2 reviews

1411 Falls Ave E #115, Twin Falls, ID 83301, USA
+1 (208) 733-8800
www.bankofidaho.com
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

1998-08-07

Mailing Address

Company Name

Contact Data

Feedback about Bank of Idaho?

Here you see the feedback of our customers.

Bank of Idaho applied for a payday loan secured by a car for the first time, I liked everything very much. Quick and friendly service, fair terms of the agreement. I will recommend you to my family and friends.

Mr. Tito Brakus Jr.

The funds are transferred to my card. I pay off through my account. The payment is convenient and quick. Pay on schedule and there will be no issues.

Reyes Ledner

Bank of Idaho is quite fair, I will explain: the first cash advance, the limit is increased gradually. It is subject to repayment on time. The employees in those customer care are adequate, they gave clear answers to my questions. There were no delays. And the interest rate is like everywhere else.

Prof. Larissa Grady PhD

It was necessary to improve the credi score, because there is practically no chance of getting a payday loan at a good interest rate. As a result, I addressed Bank of Idaho. The rating improved after several loans paid back.

Mohamed Mante

The funds are deposited to my bank account. I pay back through my personal account. The payment is efficient and quick. Pay on time and there will be no issues.

Mr. Waldo Stamm DDS

Pay Attention

Lenders are provided in the first three points. Below info shows common information about payday loans.

Payday Loans in Twin Falls, Idaho

A short-term loan is considered as a payday loan. This is a kind of a financial product taken out for several weeks. Available loan amounts vary from $100-$1,000.

Such financial products as payday loan in Twin Falls, Idaho is taken out simply and fast for a short time span: 2-3 weeks. The interest rates are set on an individual basis depending on the personal data: the more cash advance you pay back off, the more reasonable rates a client will recieve.

APR

652%*

Max Loan

$1,000 (or 25% of gross monthly income)

Min Term

Not Specified

Max Term

Not Specified

How will Bank of Idaho help take out a loan in Twin Falls, Idaho?

  • Day and night service. Night hours are the same working for online payday lenders. You should not attend the chosen lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with personal data. It will take several minutes to process the form. The money are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of reasons to deny the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Twin Falls, Idaho. They assess many other factors before taking out a loan. One of them is solvency. This is a way to improve your credit history.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the payday loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Twin Falls, Idaho

East Idaho Credit Union

777 Shoup St, Salmon, ID 83467, USA

+1 (800) 727-9961

eastidahocu.org

208 Title Loans

8700 W Fairview Ave, Boise, ID 83704, USA

+1 (208) 577-2777

208titleloans.com

D.L. Evans Bank

980 S Lincoln Ave, Jerome, ID 83338, USA

+1 (208) 324-5200

dlevans.com

Lookout Credit Union

202 W Alameda Rd, Pocatello, ID 83201, USA

+1 (208) 235-7100

www.lookoutcu.com

D.L. Evans Bank

222 Main Ave. S, Twin Falls, ID 83301, USA

+1 (208) 736-7300

dlevans.com

US Bank Mortgage

Coeur d'Alene, ID 83814, USA

www.usbank.com

Bank of Idaho

399 N Capital Ave, Idaho Falls, ID 83402, USA

+1 (208) 524-5500

www.bankofidaho.com

LendNation

220 E 2nd N Ste 2, Rexburg, ID 83440, USA

+1 (208) 656-9091

www.lendnation.com

Pacifica Lending

100 S 6th St #84, Boise, ID 83702, USA

+1 (855) 296-0711

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