Welcome to Our Online Loan Referral Service

3.7 6 reviews
Loan agency in Centralia, Illinois

216 W Noleman St, Centralia, IL 62801, USA
+1 (618) 533-7000
www.afchoice.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

2004-06-11

Mailing Address

Company Name

Contact Data

Feedback about America's Financial Choice?

Here you get acquainted with the reviews of our clients.

Everyone at this Easy Pawn are honest friendly people very professional from Micha,Jose,Amber,Felix,Larry and Andrés always gives the best prices on Loans an sales they k

Ernest Jacobson

If you need a short term loan on items you might have then this is the place to go. They will give you good value for your items and they also work with you. Everything …

Helmer O'Keefe

Very helpful staff. I got a fair loan on some jewelry. I will definitely be doing business with them again.

Prof. Pattie Koss Sr.

Pay Attention

The first three points specify the certain lending company. In other turn, below-shown info makes readers get acquainted general information about payday loans.

Payday Loans in Centralia, Illinois

The financial product known as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for cutomers.

Hassle-free financial products are known as payday loans in Centralia, il. They are issued at individual interest rates. They are dependent on customer's data. It is also important to repay as much payday loans as possible.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will America's Financial Choice help issue a loan in Centralia, Illinois?

  • Day and night service. Night hours are the same working for online payday lenders. You should not visit the chosen lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with personal data. It will take some minutes to consider the application. The funds are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to refuse the loan. Payday lenders do not consider this factor the only one to issue a loan in Centralia, Illinois. They estmate many other factors before issuing a loan. One of them is financial capabilities. This is a way to improve your credit history.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the payday loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Centralia, Illinois

OneMain Financial

411 N Court St, Marion, IL 62959, USA

+1 (618) 993-2106

www.onemainfinancial.com

Peoples Bank

12261 Archer Ave, Lemont, IL 60439, USA

+1 (630) 257-1400

www.ibankpeoples.com

Community State Bank

101 West St, Franklin, IL 62638, USA

+1 (217) 675-2311

www.commstatebank.com

Central Credit Union of Illinois

9850 W 159th St, Orland Park, IL 60467, USA

+1 (708) 649-6400

www.centralcu.org

United Fidelity Bank-St. Elmo Banking Center

320 N Main St, St Elmo, IL 62458, USA

+1 (618) 829-3225

www.unitedfidelity.com

Fondulac Banking Center

2400 E Washington St, East Peoria, IL 61611, USA

+1 (309) 698-6300

www.hometownbanks.com

Associated Bank

34354 US-45, Third Lake, IL 60030, USA

+1 (847) 548-3000

www.associatedbank.com

Evergreen Bank Group - Hinsdale Branch

1 Grant Square, Hinsdale, IL 60521, USA

+1 (630) 590-4800

www.evergreenbankgroup.com

Peoples National Bank

1001 W Delaware St, Fairfield, IL 62837, USA

+1 (618) 842-2167

www.peoplesnationalbank.com

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