Welcome to Our Online Loan Referral Service

2.9 43 reviews

2201 S 1st St, Champaign, IL 61820, USA
+1 (217) 278-7700
www.uoficreditunion.org
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

What people think about U of I Community Credit Union?

Below you find some of the opinions of our clients.

He was so easy to work with and answered all of our questions.

Rhoda Upton

I’m tired of calling multiple times a year to have my loans corrected.

Daija Okuneva

Still have not received a call back from the manager.

Hadley Little

She helped us buy a house for our family.

Britney Prohaska

Got a Home Equity loan in May.

Mr. Deangelo Rohan

I was able to refinance a mortgage and it went really smoothly.

Paris Kutch

Pay Attention

The previous three items describe a specific lending service. But below you can read general data about payday loans.

Payday Loans in Champaign, Illinois

Payday loans are short-term loans originally designed to tide consumers over until payday. You can usually borrow from $100 to $1,000.

Payday loans are the easiest loans to qualify for in Champaign, Illinois. The entire process is stress-free. They are appoved right away and come with individual interest rate. It will be influenced by the borrower’s personal information.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit rating can often be an obstacle to getting a bank loan. A payday loan can save individuals who have bad credit scores or have no credit history. But we recommend you that as with any loan you should only consider applying for a cash advance if you are sure that you can afford payments on time.

To get approved for a loan, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Learn the APR right now. Use this online calculator to specify the real cost of your payday loan. It only takes a few seconds to become informative even before applying.

APR Calculator

Other Payday Lenders in Champaign, Illinois

Advance America

2367 N Bloomington St Unit G, Streator, IL 61364, USA

+1 (815) 672-5636

www.advanceamerica.net

Blackhawk Bank & Trust ATM

1201 River Dr, Moline, IL 61265, USA

+1 (309) 787-4451

www.choosethechief.com

Bank of America (with Drive-thru ATM)

28301 Diehl Rd, Warrenville, IL 60555, USA

+1 (630) 393-5060

locators.bankofamerica.com

America's Financial Choice

2622 Broadway St, Mt Vernon, IL 62864, USA

+1 (618) 242-4400

www.afchoice.com

Flanagan State Bank

403 State St, Benson, IL 61516, USA

+1 (309) 394-2785

www.flanaganstatebank.com

Fifth Third Bank & ATM

455 S Weber Rd, Bolingbrook, IL 60490, USA

+1 (630) 679-0355

locations.53.com

Fifth Third Bank & ATM

990 S Waukegan Rd, Lake Forest, IL 60045, USA

+1 (847) 810-5520

locations.53.com

World Finance

505 W Hwy 50, O'Fallon, IL 62269, USA

+1 (618) 624-5630

www.loansbyworld.com

Regions Bank

1324 W Broadway, Centralia, IL 62801, USA

+1 (618) 436-0530

www.regions.com

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