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What people think about U of I Community Credit Union?
Below you find some of the opinions of our clients.
He was so easy to work with and answered all of our questions.
Rhoda Upton
I’m tired of calling multiple times a year to have my loans corrected.
Daija Okuneva
Still have not received a call back from the manager.
Hadley Little
She helped us buy a house for our family.
Britney Prohaska
Got a Home Equity loan in May.
Mr. Deangelo Rohan
I was able to refinance a mortgage and it went really smoothly.
Paris Kutch
Pay Attention
The previous three items describe a specific lending service. But below you can read general data about payday loans.
Payday Loans in Champaign, Illinois
Payday loans are short-term loans originally designed to tide consumers over until payday. You can usually borrow from $100 to $1,000.
Payday loans are the easiest loans to qualify for in Champaign, Illinois. The entire process is stress-free. They are appoved right away and come with individual interest rate. It will be influenced by the borrower’s personal information.
APR
404%*
Max Loan
$1,000 (or 25% of the gross monthly income)
Min Term
13 days
Max Term
120 days
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Bad credit rating can often be an obstacle to getting a bank loan. A payday loan can save individuals who have bad credit scores or have no credit history. But we recommend you that as with any loan you should only consider applying for a cash advance if you are sure that you can afford payments on time.
To get approved for a loan, you must meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Learn the APR right now. Use this online calculator to specify the real cost of your payday loan. It only takes a few seconds to become informative even before applying.
APR Calculator
Other Payday Lenders in Champaign, Illinois
Edward Jones - Financial Advisor: Michael D Hadley, CFP®
300 W Main St, Carlinville, IL 62626, USA
+1 (217) 854-4366
www.edwardjones.com
Midwest Title Loans
2129 S Cicero Ave, Cicero, IL 60804, USA
+1 (708) 222-0028
www.midwesttitleloans.net
First Mid Bank & Trust Decatur North Main
455 N Main St, Decatur, IL 62523, USA
+1 (217) 429-8708
www.firstmid.com
Advance America
901 W Morton Ave #21, Jacksonville, IL 62650, USA
+1 (217) 243-9711
www.advanceamerica.net
