Welcome to Our Online Loan Referral Service

3 reviews

1023 W Reynolds St, Pontiac, IL 61764, USA
+1 (815) 842-8164
first-online.bank
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–4PM
Saturday
9AM–12PM
Sunday
Closed

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Created Date

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Feedback about First Financial Bank?

Here you see the reviews of our clients.

It is very convenient, fast, without additional pops and extra payments. Thank you. Round-the-clock online support pleases with its prompt response to requests.

Miss Abigail Becker

A good payday lender. It quickly reviewed the application and credited the funds to my card.

Alejandrin Pfeffer

Pay Attention

Further there will be presented the details about not a certain lending company. The information below will explain shared information about payday loans and its specific features.

Payday Loans in Pontiac, Michigan

A short-term loan is considered as a payday loan. This is a type of a financial product issued for 2,3 weeks. Available loan amounts vary from $100-$1,000.

It is simple and fast to take out payday loans in Pontiac, Michigan. The rates are accured on an individual basis: if a client repays as much loans as possible, he will be offered one of the most efficinet terms and rates.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

How will First Financial Bank help issue a payday loan in Pontiac, Michigan?

  • 24/7 operation. Such Internet services allow you to get funds at any time. Funds are issued around the clock. The transfer will be sent to a account, so a personal visit to the store is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a unfavorable factor that is taken into account by financial institutions. Microfinance organizations in Pontiac, mi review this circumstance not an obstacle to issue a loan. The client of a cash advance should be ready to objectively estimate financial solvency, issue a loan, pay off the debt on schedule and not only cope with current problems, but enhance the credit rating.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the loan known as APR.

APR Calculator

Other Payday Lenders in Pontiac, Illinois

Merchants Credit Guide

1308 IL-37, West Frankfort, IL 62896, USA

+1 (618) 937-4665

Huntington Bank

5555 Bull Valley Rd, McHenry, IL 60050, USA

+1 (815) 363-5555

www.huntington.com

Better Banks Astoria

122 W Broadway, Astoria, IL 61501, USA

+1 (309) 329-2196

www.betterbanks.com

America's Financial Choice

7 Litchfield Plaza, Litchfield, IL 62056, USA

+1 (217) 324-5400

www.afchoice.com

Land of Lincoln Credit Union

3130 E Mound Rd, Decatur, IL 62526, USA

+1 (217) 875-3823

www.llcu.org

ATM (Regions Bank)

501 Wesley Dr, Wood River, IL 62095, USA

+1 (800) 734-4667

www.regions.com

First Neighbor Bank

223 E 6th St, Neoga, IL 62447, USA

+1 (217) 895-5800

firstneighbor.com

United Community Bank

1700 E Jackson, Macomb, IL 61455, USA

+1 (309) 833-2778

www.ucbbank.com

First Midwest Bank

2601 W Schaumburg Rd, Schaumburg, IL 60194, USA

+1 (847) 798-2800

locations.firstmidwest.com

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