Welcome to Our Online Loan Referral Service

3.7 3 reviews
Loan agency in Champaign, Illinois

821 Bloomington Rd, Champaign, IL 61820, USA
7 years in business
+1 (217) 352-1200
www.afchoice.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

2004-06-11

Mailing Address

Company Name

Contact Data

What people think about America's Financial Choice?

Below you get acquainted with some of the opinions of our customers.

By far the best place to get a loan from in Champaign-Urbana !

Lindsey Thompson

They are very unprofessional.

Shyanne Williamson

This place is family!

Cole Haley

I came here and there was absolutely no problem getting the money I needed.

Jaylon Dicki

Pay Attention

Now you can see general characteristics of payday loans.

Payday Loans in Champaign, Illinois

A payday loan is a short-term loan that can help you cover emergency cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

It is effortless and fast to get approved for payday loans in Champaign, Illinois. The APR will be set specifically for each client and will depend on the personal details the person entered.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products offered to individuals with a poor credit score. Payday loan approvals depend very much on other aspects. Payday companies will pay attention to your earnings and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and on time.

To get approved for a cash advance, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was designed to quickly calculate the annual percentage rate. It’s easy to find out the exact cost of the cash advance loan even before applying.

APR Calculator

Other Payday Lenders in Champaign, Illinois

Oswego Community Bank

10 S Madison St, Oswego, IL 60543, USA

+1 (630) 554-3411

First Mid Bank & Trust Edwardsville St. Louis Street

300 St Louis St, Edwardsville, IL 62025, USA

+1 (618) 656-6200

www.firstmid.com

U of I Community Credit Union

2201 S 1st St, Champaign, IL 61820, USA

+1 (217) 278-7700

www.uoficreditunion.org

LincolnWay Community Bank

19102 88th Ave, Mokena, IL 60448, USA

+1 (708) 326-8300

www.lwcbank.com

FNBO - First National Bank of Omaha

100 Greenwood Acres Dr, DeKalb, IL 60115, USA

+1 (815) 754-5125

www.fnbo.com

The Home Loan Expert Ryan Kelley

10 N Martingale Rd Suite 400, Schaumburg, IL 60173, USA

+1 (773) 770-4727

thehomeloanexpert.com

U.S. Bank Branch

1301 Meijer Dr, Rolling Meadows, IL 60008, USA

+1 (847) 228-7244

locations.usbank.com

Bob Riedel - COUNTRY Financial representative

825 Village Quarter Rd Ste B1, West Dundee, IL 60118, USA

+1 (847) 428-5434

representatives.countryfinancial.com

First Financial Bank

212 W Oak St, West Frankfort, IL 62896, USA

+1 (618) 932-3131

first-online.bank

Top