Welcome to Our Online Loan Referral Service

4.2 5 reviews

800 W Lincoln Ave, Charleston, IL 61920, USA
+1 (217) 348-8105
www.1stfedci.com
Thursday
Open 24 hours
Friday
Open 24 hours
Saturday
Open 24 hours
Sunday
Open 24 hours
Monday
Open 24 hours
Tuesday
Open 24 hours
Wednesday
Open 24 hours

Domain Info

Created Date

2009-08-28

Mailing Address

901 COMMUNITY DR, SPRINGFIELD, IL, 62703-5170, United States

Company Name

CBAI

CBAI

Contact Data

[email protected]

+1.2175292265

Feedback about First Federal Savings & Loan?

Here you get acquainted with the reviews of our clients.

Very good service and rates!

Aubrey Nienow

Great friendly home town banking.

Dr. Sheldon Weissnat II

The staff is super friendly and the furniture is nice

Anya McKenzie

Love the place and friendly people

Joan Bartell

Owner had a very bad attitude and took him days to get back to us.

Trystan Larson

Pay Attention

Further there will be given the details about not a certain lender. The information below will explain shared information about payday loans and its specific features.

Payday Loans in Charleston, Maine

Payday loans are a kind of loans taken out by payday lending company to individuals for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

This financial product in Charleston, Maine is taken out easily and quickly. The interest rate is specified considering the category of the client: the more loans are successfully paid off, the more favorable terms will be offered to you.

APR

30% APR; In Fact - 217%*

Max Loan

$2,000

Min Term

Not Specified

Max Term

Not Specified

How will First Federal Savings & Loan help issue a loan in Charleston, Maine?

  • 24/7 service. Such Internet services allow you to deposit funds at any time. Funds are taken out day and night. The loan will be sent to a account, so a personal visit to the department is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a unfavorable factor that is reviewed by financial institutions. Microfinance organizations in Charleston, me review this circumstance not a hindrence to take out a loan. The customer of a payday loan should be prepared to objectively estimate financial abilities, take out a loan, pay back the debt on a due date and not only handle current problems, but improve the credit rating.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will provide the cost of the payday loan. It takes seconds to see the result.

APR Calculator

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Blackhawk Bank & Trust ATM

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Princeville Community Bank

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+1 (309) 385-4331

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PNC Bank

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apps.pnc.com

Northside Community Bank

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+1 (847) 692-7500

www.nscombank.com

World Finance

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+1 (217) 525-1900

www.loansbyworld.com

Vermilion Valley Bank

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+1 (815) 689-2146

www.vermilionvalleybank.com

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