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4 2 reviews

116 W Main St, Carmi, IL 62821, USA
+1 (618) 382-5900

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Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

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Feedback about First Mid Bank & Trust Carmi?

Here you grapple with the reviews of our clients.

Best tax place in the city!

Mr. Eriberto Crist

I still have not received my tax Check yet but first appointment went well

Elta Kris

Amy & MIsty are great at answering all questions.

Miss Nyah Grant PhD

They have the best ppl working for them.

Mr. Darion Roberts

Securitas has a really bad turnover rate because of pay and benefits.

Bernie Wolff

Not exactly the best place if you want a steady job.

Marcelo Gorczany

The staff is great, the caregivers are all wonderful people to work with.

Kelli Russel

They help me find the things I need for good prices and good quality.

Samson Berge

I have always enjoyed dealing with the office staff there as well.

Flossie Kris

Huge selection great prices friendly staff

Alysha Mueller

Love the atmosphere and it's a great place to shop

Tamara Willms

It is for people on low budget.

Miss Kara Langworth Sr.

The staff is super friendly and has a good sense of humor.

Bradly Wehner

Easy location, great people!

Talia Hand

Amazing good ppl you meet greeted at door very nice...

Mae Russel

Great place to work, jeremy is an awesome driver!

Dr. Brycen Weimann

Great service, when tour behind

Nella Sawayn

Very Sweet Ladys that work there.

Bell Schowalter

I give them 2 stars because at least they gave me work.

Ms. Caleigh Krajcik V

I'm so glad my children and grandchildren know better.

Ora Denesik

Nice people good service quality jobs in variable pay rates

Shayna Skiles PhD

Very pr professional and they're ready to give me to work

Audie Heathcote

Completely wasted my time and money with these people.

Miss Vernie Paucek

Laura was extremely helpful and found what I was looking for quickly.

Loyal Mann

I wish I could give this place a negative rating.

Prof. Norris Howell III

Very polite and organized great service

Clemens Ullrich

Pay Attention

Above there are details about a exact lending company. Below every reader may get acquainted with the common features of payday loans.

Payday Loans in Carmi, Illinois

According to the definiftion, a payday loan is a loan issued for a short term: 2-3 weeks. A small loan is approved: $100-$1,000.

Such financial products as payday loan in Carmi, Illinois is issued easily and fast for a short period: 2-3 weeks. The interest rates are established on an individual basis concerning on the personal data: the more loans you pay back off, the more reasonable rates you will recieve.



Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will First Mid Bank & Trust Carmi help issue a payday loan in Carmi, Illinois?

  • Day and night service. Night hours are the same working for online payday lenders. You should not attend the chosen lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with customer data. It will take some minutes to process the form. The money are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Why people take out payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill in in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is estimated by lenders before issuing a loan. But banks almost 100% refuse the application when lenders in Carmi, il will assess other aspects like financial capabilities and approve a cash advance. This is a way to improve your credit score.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should calculate its exact cost. This calculator will show the APR of the loan.

APR Calculator

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Marine Bank

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