Welcome to Our Online Loan Referral Service

5 reviews

110 S Main St, Cherry, IL 61317, USA
+1 (815) 894-2345
www.statebankofcherry.com
Thursday
8AM–12PM
Friday
8AM–5PM
Saturday
8AM–12PM
Sunday
Closed
Monday
8AM–4PM
Tuesday
8AM–4PM
Wednesday
8AM–4PM

Domain Info

Created Date

2001-11-01

Mailing Address

IL, United States

Company Name

STATE BANK OF CHERRY

STATE BANK OF CHERRY

Contact Data

Feedback about State Bank of Cherry?

Here you see the feedback of our customers.

I'm not ashamed to borrow money from State Bank of Cherry, now the whole world lives like this. I have already used cash advance many times, everything is convenient.

Walker Blanda

I recommend State Bank of Cherry to everyone, I am applying for the second time. Everything is great!

Wallace Williamson

Good service with a favorable percentage. Money transferred immediately, I always use State Bank of Cherry.

Prof. Bud Gleason III

Pay Attention

Above-shown info provides the details about a definite lender. Below-shown info is devoted to general information about payday loans.

Payday Loans in Cherry, Illinois

Payday loan is taken out for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

Such financial products as payday loan in Cherry, Illinois is taken out simply and fast for a short term: 2-3 weeks. The interest rates are set on an individual basis concerning on the personal data: the more loans you pay back off, the more reasonable rates a client will get.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will State Bank of Cherry help issue a loan in Cherry, Illinois?

  • 24/7 operation. Such Internet services allow you to get funds at any time. Money are issued around the clock. The payday loan will be sent to a card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get a proposal from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of causes to refuse the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Cherry, Illinois. They rate many other factors before taking out a payday loan. One of them is solvency. This is a way to improve your credit rating.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the annual percentage rate of the loan, you are welcome to utilize the calculator. It will define the cost of the cash advance.

APR Calculator

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+1 (815) 623-1800

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Huntington Bank

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Edward Jones - Financial Advisor: Rita Borzym

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First American Bank

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Algonquin State Bank

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OneMain Financial

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www.onemainfinancial.com

Casey State Bank

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U.S. Bank ATM - Saint Charles - Meijer

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usbank.com

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