United Credit Corporation Payday Loans Review

1 reviews

Loan agency in Chicago, Illinois

Organization owner?

3201 N Harlem Ave, Chicago, IL 60634, USA

+1 (773) 736-4991

Monday

Open 24 hours

Tuesday

Open 24 hours

Wednesday

Open 24 hours

Thursday

Open 24 hours

Friday

Open 24 hours

Saturday

Open 24 hours

Sunday

Open 24 hours

Feedback about United Credit Corporation?

Here you read the reviews of our clients.

I was recommend by a friend. I was approve for a loan and the interest rate is way cheaper then doing payday loans. Jose and Juan are a great help.

Raphaelle Abernathy

Pay Attention

Above there are details about a exact lending company. Below every user may get acquainted with the common features of payday loans.

Payday Loans in Chicago, Illinois

Payday loans are a kind of loans taken out by payday lender to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Payday loans in Chicago, Illinois are issued hassle-free. The interest percentage is dependent on the customer's personal information: if you pay off more payday loans, the more efficient terms and rates lenders guarantee.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will United Credit Corporation help issue a payday loan in Chicago, Illinois?

Day and night service. Night hours are the same business hours for online lending companies. You should not attend the chosen payday lender offline. The funds will be deposited to your card.
No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
Online application. Submit an online form with person-related data. It will take several minutes to consider the application. The funds are transferred in 24 business hours.
The approval rate is high. Almost 98% of positive decisions are made.
Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to take out a loan. Payday lenders do not consider this factor the only one to issue a loan in Chicago, Illinois. The lending company will assess many points to qualify such as payment abilities. Cash advance will be a source to enhance your bad credit score into a favorable one.

The following common points will be estimated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the annual percentage rate of the payday loan, you are welcome to use the calculator. It will determine the cost of the cash advance.