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1998-06-10
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Further there will be shown the details about not a certain lending company. The information below will tell about common information about payday loans and its specific features.
Payday Loans in Chicago, Illinois
A short-term lending option is known as a payday loan. This is a kind of a financial product issued for several weeks. Available loan amounts vary from $100-$1,000.
It is easy and quick to issue loans in Chicago, Illinois. The rates are set on an individual basis: if a customer repays as much payday loans as possible, he will be provided one of the most reasonable terms and rates.
APR
404%*
Max Loan
$1,000 (or 25% of the gross monthly income)
Min Term
13 days
Max Term
120 days
How will BankFinancial help take out a payday loan in Chicago, Illinois?
- 24/7 service. Such Internet services allow you to get funds at any time. Funds are issued around the clock. The deposit will be sent to a card, so a personal visit to the store is not necessary.
- No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
- Online application. The application is filled in and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
- High approval rate. When it relates to small amounts, a positive answer comes up 98%.
- Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.
What data to fill in in the application? - General Info
To leave an application, every client should fill out the following data:
After filling out an application, submit it and get the offer.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
A negative factor reviewed by financial institutions is known as bad credit history. But this obstacle is not reviewed as the only one by microfinance organizations to take out a cash advance. The lending company process many aspects such as financial solvency to approve the form. Cash advance in Chicago, Illinois may help improve your credit rating.
The following common points will be assessed before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The calculator clarifies the cost of the payday loan known as APR.
APR Calculator
Other Payday Lenders in Chicago, Illinois
OneMain Financial
8083 Jolliff Bridge Rd #4, Centralia, IL 62801, USA
+1 (618) 532-6726
www.onemainfinancial.com
First American Bank
500 E Grand Ave, Lake Villa, IL 60046, USA
+1 (847) 356-2181
www.firstambank.com
1st MidAmerica Credit Union
3553 College Ave, Alton, IL 62002, USA
+1 (618) 258-3168
www.1stmidamerica.org
