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5 2 reviews
Loan agency in Effingham, Illinois

103 N Keller Dr, Effingham, IL 62401, USA
+1 (217) 347-2344
m.facebook.com
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

1997-03-29

Mailing Address

1601 Willow Rd, Menlo Park, CA, 94025, United States

Company Name

Domain Admin

Facebook, Inc.

Contact Data

[email protected]

+1.6505434800

+1.6505434800

Feedback about Courtesy Loans?

Here you get acquainted with the reviews of our customers.

Unsatisfied! Was denied to issue $1,000. Only $400 was approved.

Enid Quigley

Sky-scraper interest rate. When paying back a loan, some other interest is credited, when registering online on the site, many problems arise. In general, I do not recommend it. Better find another website.

Antonina Hauck

Daily spam! I do not have time to block the numbers, so the next day they call from another number.

Dr. Savion Bartell

I contacted Courtesy Loans 3 times. First, a text indicating "application approved", then "sign the agreement." After signing: You will be transferred the money. And instead of money, excuse me, address the company in a month. Why?

Afton Cole

Pay Attention

The first three points show the certain lending company. In other turn, below-shown info makes readers grapple with shared information about payday loans.

Payday Loans in Effingham, New Hampshire

Payday loan is taken out for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

Payday loans in Effingham, New Hampshire are taken out easily. The interest rate is dependent on the client's person-related information: if you pay off more payday loans, the more favorable terms and rates payday lending companies guarantee.

APR

36% small loan cap

Max Loan

$500

Min Term

7 days

Max Term

30 days

How will Courtesy Loans help issue a loan in Effingham, New Hampshire?

  • 24/7 service. Such online services allow you to deposit funds at any time. Money are issued day and night. The payday loan will be sent to a credit card, so a personal visit to the office is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is considered by banks before issuing a loan. But banks almost 100% refuse the application when lenders in Effingham, nh will estimate other aspects like financial capabilities and approve a cash advance. This is a way to enhance your credit history.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the payday loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Effingham, Illinois

Legence Bank

502 N Commercial St, Harrisburg, IL 62946, USA

+1 (618) 253-5555

www.legencebank.com

Joy State Bank

101 W Main St, Joy, IL 61260, USA

+1 (309) 584-4146

United Community Bank

1 Professional Plaza, Pittsfield, IL 62363, USA

+1 (217) 285-2176

www.ucbbank.com

Payday Loans

4317 Avenue of the Cities, Moline, IL 61265, USA

www.paydayloans24.xyz

Gas & Electric Credit Union

2300 4th Ave, Rock Island, IL 61201, USA

+1 (309) 793-3610

www.gaselectriccu.com

Woodforest National Bank

2545 IL-26, Freeport, IL 61032, USA

+1 (815) 232-5060

www.woodforest.com

ATM (Regions Bank)

202 S State St, Freeburg, IL 62243, USA

+1 (800) 734-4667

www.regions.com

First Midwest Bank - Drive-up & ATM Only

7645 W Saint Francis Rd, Frankfort, IL 60423, USA

+1 (815) 469-6600

Hickory Point Bank & Trust

510 Main St, Varna, IL 61375, USA

+1 (309) 463-2037

www.hickorypointbank.com

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