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What people think about Self-Help Federal Credit Union?
Below you read some of the reviews of our customers.
Self-Help Federal Credit Union seems nice. They rescued me twice. The first payday loan approved was small – $200, but next time the limit was increased to $800. Paid off the loan on time. The employees were caring, they gave detailed answers to all my questions. No complaints. But their rates are not the lowest on the net.
Dr. Jamison Bernhard V
Thank you Self-Help Federal Credit Union for assisting me when I needed funds urgently to pay for treatment. I have applied through this company 4 times and everything was nice. This is the most legit company with no hidden fees. Highly recommended!!!
Davion Brown
Good loan provider with affordable rates. They deposited the next morning, as I expected. I will use Self-Help Federal Credit Union again if I need financial assistance.
Kaci Howell
Recently I urgently needed $800 to pay for a gender party. I submitted an application form via the website of Self-Help Federal Credit Union. I entered the basic personal information. No phone calls. The requested amount was approved within 10 minutes. The money was deposited to my bank account within 3 hours. Great service!
Juliana Borer
Recently I experienced the most unexpected situation in my life. I suddenly needed $900 to deal with utility bills. This lender assisted me the same day. They were the only institution that approved me for the necessary amount. I dealt with all my problems. I will surely recommend this lender to my family. Best service ever.
Mr. Domenick Koch II
Yesterday I needed $800 to cover utility bills. I decided to contact Self-Help Federal Credit Union. They only approved me for $600 but the process itself was hassle-free, and their rates were reasonable.
Prof. Sasha Renner
Important
Above there is information about a definite company. Below you can see common aspects of payday loans.
Payday Loans in Chicago, Illinois
Payday loans are short-term loans originally created to tide people over until payday. You can typically borrow from $100 to $1,000.
Payday loans are the easiest loans to be eligible in Chicago, Illinois. The entire process is straightforward. They are appoved right away and come with individual interest rate. It will be influenced by the borrower’s personal data.
APR
404%*
Max Loan
$1,000 (or 25% of the gross monthly income)
Min Term
13 days
Max Term
120 days
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products offered to consumers with a poor credit score. Payday loan approvals depend very much on other aspects. Payday companies will pay attention to your income and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and in good time.
To get accepted for a cash advance, you must meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Find out the APR right now. Use this online calculator to specify the real cost of your loan. It only takes 20 seconds to become informative even before applying.
APR Calculator
Other Payday Lenders in Chicago, Illinois
Snap-on Credit
950 Technology Way Ste 301, Libertyville, IL 60048, USA
+1 (877) 777-8455
www.snaponcredit.com
Walmart Money Center
1522 W Springfield Rd, Taylorville, IL 62568, USA
+1 (217) 287-7219
www.walmart.com
Check Into Cash
3224 Nameoki Rd, Granite City, IL 62040, USA
+1 (309) 836-5054
local.checkintocash.com
America's Financial Choice
821 Bloomington Rd, Champaign, IL 61820, USA
+1 (217) 352-1200
www.afchoice.com
OneMain Financial
215 E Center Dr d, Alton, IL 62002, USA
+1 (618) 465-2566
www.onemainfinancial.com
