Welcome to Our Online Loan Referral Service

Loan agency in Chicago, Illinois

4347 N Milwaukee Ave, Chicago, IL 60641, USA
+1 (773) 427-5626

What people think about My Cozy Place Inc?

Below you find some of the opinions of our customers.

Thanks!! The money were deposited to my bank account as promised – within 2 hours. I closed the loan on time and had no problems. The process is hassle-free and legit. Be a responsible customer and you will have no problems.

Rachael Botsford

I had problems with paying off my bank loan and was not sure I would get accepted for a loan with My Cozy Place Inc . But it would be soooo embarrassing to borrow from family. Therefore, I took my chances and applied for $400 online. Fortunately I got accepted!!! They literally saved my life.

Destiny Toy

A couple of days ago I urgently needed cash to pay for a birthday gift. I submitted an application form via the website of My Cozy Place Inc. I entered the basic personal information. No phone calls. The necessary amount was approved within 20 minutes. The money was transferred to my bank account the same day. Awesome service!

Ms. Nyasia Beatty V

Pay Attention

Now you can review general features of payday loans.

Payday Loans in Chicago, Illinois

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Payday loans in Chicago, Illinois is are simple to access. The interest rate is individual for each borrower and depends on multiple aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products offered to applicants with a bad credit history. Payday loan approvals depend very much on other aspects. Lenders will look at your income and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and in good time.

To get accepted for a cash advance, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a payday loan, you can use an online calculator. It will show the precise APR of your payday loan.

APR Calculator

Other Payday Lenders in Chicago, Illinois

Woodforest National Bank

1100 Lejune Dr, Springfield, IL 62703, USA

+1 (217) 585-0582

www.woodforest.com

Associated Bank

1301 Waukegan Rd, Glenview, IL 60025, USA

+1 (847) 724-9000

www.associatedbank.com

Bloomington-Normal Community Bank

2807 E Empire St, Bloomington, IL 61704, USA

+1 (309) 433-9500

www.hometownbanks.com

BankORION

1114 4th St, Orion, IL 61273, USA

+1 (309) 526-8011

www.bankorion.com

KCT Credit Union

111 S Hawthorne St, Elgin, IL 60123, USA

+1 (847) 741-3344

www.kctcu.org

First Mid Bank & Trust Carbondale Main

509 S University Ave, Carbondale, IL 62901, USA

+1 (618) 457-3700

www.firstmid.com

U.S. Bank Branch

10035 Grand Ave, Franklin Park, IL 60131, USA

+1 (847) 455-4300

locations.usbank.com

JMG Financial Group, Ltd.

2001 Butterfield Rd, Downers Grove, IL 60515, USA

+1 (630) 571-5252

www.jmgfinancial.com

Sterling Federal Bank

18 W Main St, Mt Morris, IL 61054, USA

+1 (815) 734-6051

www.sterlingfederal.com

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