Welcome to Our Online Loan Referral Service

4.2 5 reviews

201 W Main St, Monticello, IL 61856, USA
+1 (217) 762-9431
www.fsbcorp.com
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM

Domain Info

Created Date

1998-06-19

Mailing Address

IL, United States

Company Name

First State Bank

First State Bank

Contact Data

Feedback about First State Bank?

Here you read the feedback of our customers.

No matter how much asked for a payday loan. Constantly refused. No idea why?

Christopher Fahey

I contacted First State Bank 3 times. First, a text indicating "application approved", then "sign the agreement." After signing: You will receive the money. And instead of money, excuse me, address the company in a month. Why?

Ezra Gaylord

Pay Attention

Payday lenders are provided in the first three points. Below info shows general information about payday loans.

Payday Loans in Monticello, New York

A short-term loan is considered as a payday loan. This is a kind of a financial product issued for several weeks. Available loan amounts vary from $100-$1,000.

Payday loans in Monticello, New York are taken out problem-free. The interest rate is conditional on the borrower's person-related information: if you pay back more payday loans, the more favorable terms and rates payday lending companies guarantee.

APR

25% small loan cap

How will First State Bank help take out a payday loan in Monticello, New York?

  • Day and night service. Night hours are the same working for online lenders. You should not attend the chosen lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with personal data. It will take several minutes to process the application. The money are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a unfavorable factor that is taken into account by financial institutions. Payday lenders in Monticello, ny review this circumstance not a hindrence to issue a loan. The borrower of a loan should be ready to objectively estimate financial abilities, issue a loan, pay off the debt on a due date and not only solve current problems, but enhance the credit rating.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the APR. This is a real cost of the payday loan.

APR Calculator

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