Domain Info
Created Date
1998-06-19
Mailing Address
IL, United States
Company Name
First State Bank
First State Bank
Contact Data
Feedback about First State Bank?
Here you read the feedback of our customers.
No matter how much asked for a payday loan. Constantly refused. No idea why?
Christopher Fahey
I contacted First State Bank 3 times. First, a text indicating "application approved", then "sign the agreement." After signing: You will receive the money. And instead of money, excuse me, address the company in a month. Why?
Ezra Gaylord
Pay Attention
Payday lenders are provided in the first three points. Below info shows general information about payday loans.
Payday Loans in Monticello, New York
A short-term loan is considered as a payday loan. This is a kind of a financial product issued for several weeks. Available loan amounts vary from $100-$1,000.
Payday loans in Monticello, New York are taken out problem-free. The interest rate is conditional on the borrower's person-related information: if you pay back more payday loans, the more favorable terms and rates payday lending companies guarantee.
APR
25% small loan cap
How will First State Bank help take out a payday loan in Monticello, New York?
- Day and night service. Night hours are the same working for online lenders. You should not attend the chosen lender offline. The funds will be transferred to your credit card.
- No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
- Online application. Submit an online application with personal data. It will take several minutes to process the application. The money are credited in 24 business hours.
- The approval rate is high. Almost 98% of positive decisions are made.
- Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
What data to fill out in the application? - General Info
To leave an application, every client should enter the following data:
After filling out an application, submit it and recieve the decision.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
Bad credit history is a unfavorable factor that is taken into account by financial institutions. Payday lenders in Monticello, ny review this circumstance not a hindrence to issue a loan. The borrower of a loan should be ready to objectively estimate financial abilities, issue a loan, pay off the debt on a due date and not only solve current problems, but enhance the credit rating.
The following general points will be rated before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
This calculator is meant for calculating the APR. This is a real cost of the payday loan.
APR Calculator
Other Payday Lenders in Monticello, Illinois
Edward Jones - Financial Advisor: Ryan E Guynn, CFP®|CRPC®
109 S Garrard St, Rantoul, IL 61866, USA
+1 (217) 893-8171
www.edwardjones.com
Liberty Bank Forest Park
7610 Roosevelt Rd, Forest Park, IL 60130, USA
+1 (708) 776-2000
www.libertybank.net
United Community Credit Union
1426 N 26th St, Quincy, IL 62301, USA
+1 (217) 224-1093
www.myuccu.com
