Welcome to Our Online Loan Referral Service

1.4 203 reviews

3015 W Irving Park Rd, Chicago, IL 60618, USA
+1 (773) 267-7800
Monday
5AM–9PM
Tuesday
5AM–9PM
Wednesday
5AM–9PM
Thursday
5AM–9PM
Friday
5AM–9PM
Saturday
5AM–2PM
Sunday
Closed

Feedback about Total Finance?

Here you grapple with the feedback of our clients.

Please don't bring service to this place worst experience ever!!!!!

Percy Sawayn

Currently finance with this company the rudest people work there.

Brody Frami

Scammers, liars, rude as hell, rip offs and so unprofessional.

Prof. Darrin Langworth

Pay Attention

The first three points describe the certain lending company. In other turn, below-shown info makes readers get acquainted shared information about payday loans.

Payday Loans in Chicago, Illinois

According to the definiftion, a payday loan is a loan taken out for a short time span: 2-3 weeks. A small loan is approved: $100-$1,000.

Such financial products as payday loan in Chicago, Illinois is issued easily and quickly for a short term: 2-3 weeks. The interest rates are set on an individual basis relative to the personal data: the more cash advance you pay back off, the more reasonable rates you will get.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will Total Finance help issue a payday loan in Chicago, Illinois?

  • Round the clock service. Every borrower may address the service at any time of the day and night. The borrowed money will be transfered to bank account. You won't be asked to visit any store.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be reviewed in a matter of minutes. The money are transferred in 24 business hours.
  • Fast and high approval rate. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be a hindrance to issue a payday loan from online lenders.

What data to fill in in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of payday lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to issue a cash advance. Lenders do not consider this factor the only one to issue a loan in Chicago, Illinois. The lending company will assess many points to qualify such as solvency. Cash advance will be a way to enhance your bad credit score into a favorable one.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should determine its exact cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Chicago, Illinois

Peoples Bank & Trust

209 IL-16, Tower Hill, IL 62571, USA

+1 (217) 562-2137

MoneyGram

915 N Market St, Mt Carmel, IL 62863, USA

+1 (618) 263-6594

locations.moneygram.com

Sun Cash

598 Torrence Ave, Calumet City, IL 60409, USA

+1 (708) 316-0790

www.suncashloans.com

Blackhawk Bank & Trust

334 2nd Ave W, Milan, IL 61264, USA

+1 (309) 787-4451

www.choosethechief.com

BMO Harris Bank

860 Northwest Hwy, Fox River Grove, IL 60021, USA

+1 (847) 639-5008

branches.bmoharris.com

Mariner Finance

10423 S Cicero Ave, Oak Lawn, IL 60453, USA

+1 (708) 425-1176

www.marinerfinance.com

Seaway a division of Self-Help Federal Credit Union

5601 W 127th St, Crestwood, IL 60445, USA

+1 (708) 385-6900

www.self-helpfcu.org

Parkway Bank & Trust Co

700 E Rand Rd, Mt Prospect, IL 60056, USA

+1 (847) 222-1700

www.parkwaybank.com

Vantage Credit Union

13 Collinsville Ave, East St Louis, IL 62201, USA

+1 (314) 298-0055

www.vcu.com

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