Welcome to Our Online Loan Referral Service

4.2 17 reviews

13 Collinsville Ave, East St Louis, IL 62201, USA
+1 (314) 298-0055
www.vcu.com
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5:30PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM

Domain Info

Created Date

1998-11-30

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

Feedback about Vantage Credit Union?

Here you get acquainted with the feedback of our clients.

I think the service is excellent and professional never been disappointed.

Lavern Ortiz

No need in keeping my money where it is not appreciated.

Alysson Bosco Sr.

Conveniently located.

Kamren Trantow

Pay Attention

Above-defined info provides the details about a exact lending company. Below-specified info is oriented on shared information about payday loans.

Payday Loans in East Saint Louis, Illinois

Payday loans are a type of loans issued by payday lender to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

This financial product in East Saint Louis, Illinois is taken out simply and quickly. The interest percentage is set respecting the category of the client: the more loans are successfully paid back, the more reasonable terms will be offered to you.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will Vantage Credit Union help issue a loan in East Saint Louis, Illinois?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not visit the chosen payday lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with customer data. It will take several minutes to consider the application. The funds are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is estimated by microfinance organizations before issuing a loan. But banks almost 100% refuse the request when lenders in East Saint Louis, il will estimate other aspects like solvency and approve a loan. This is a way to improve your credit score.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the payday loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in East Saint Louis, Illinois

Walmart Money Center

2424 W Jefferson St, Joliet, IL 60435, USA

+1 (815) 744-7575

www.walmart.com

World Finance

406 6th St, Charleston, IL 61920, USA

+1 (217) 240-7774

www.loansbyworld.com

First Financial Bank

212 W Oak St, West Frankfort, IL 62896, USA

+1 (618) 932-3131

first-online.bank

Union National Bank

101 E Chicago St, Elgin, IL 60120, USA

+1 (847) 888-7500

www.unbelgin.com

Sun Loan Company

702 E Walnut St, Carbondale, IL 62901, USA

+1 (618) 519-9310

www.sunloan.com

First National Bank and Trust

500 N Elida St, Winnebago, IL 61088, USA

+1 (815) 335-2366

www.bankatfirstnational.com

First Midwest Bank

7940 S Harlem Ave, Bridgeview, IL 60455, USA

+1 (708) 594-7400

locations.firstmidwest.com

First State Bank of Olmsted Mounds Branch

145 Glen Hall Dr, Mounds, IL 62964, USA

+1 (618) 342-6200

Old Second National Bank

1200 Douglas Rd, Oswego, IL 60543, USA

+1 (877) 866-0202

oldsecond.com

Top