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Important
The previous three items describe a specific financial institution. But below you can find general data about payday loans.
Payday Loans in Chicago, Illinois
A payday loan is a short-term loan that can help you cover sudden money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.
It is effortless and fast to get approved for payday loans in Chicago, Illinois. The APR will be set specifically for each person and will depend on the personal information the consumer entered.
APR
404%*
Max Loan
$1,000 (or 25% of the gross monthly income)
Min Term
13 days
Max Term
120 days
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a poor credit score automatically disqualifies applicants from getting a bank loan. Payday loans give individuals with a bad credit rating an increased chance to get approved for payday loans. A payday loan may be the only loan available for some borrowers to help them deal with unexpected problems. If you take out such a loan, it is important that you always borrow within your capabilities and pay back your loan commitments in a timely manner.
To get accepted for a loan, you must meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
This online calculator was designed to quickly calculate the APR. It’s easy to learn the precise cost of the cash advance loan even before applying.
APR Calculator
Other Payday Lenders in Chicago, Illinois
South Holland Bank & Trust
200 W 162nd St, South Holland, IL 60473, USA
+1 (708) 210-9600
www.southhollandbank.com
Edward Jones - Financial Advisor
1002 Walnut St, Murphysboro, IL 62966, USA
+1 (618) 687-4042
www.edwardjones.com
Bank of America (with Drive-thru ATM)
10260 S Roberts Rd, Palos Hills, IL 60465, USA
+1 (708) 598-6363
locators.bankofamerica.com
