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5 3 reviews

133 N Main St, White Hall, IL 62092, USA
+1 (217) 374-2200
www.farmersstate.com
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–6PM
Saturday
8AM–12PM
Sunday
Closed

Domain Info

Created Date

1997-03-26

Mailing Address

Illinois, United States

Company Name

Farmers State Bank

Farmers State Bank

Contact Data

What people think about Farmers State Bank?

Below you read some of the opinions of our customers.

Was invited to a wedding but was broke at that time. A friend recommended me to use Farmers State Bank. And I did. This was the right decision! Yes, the APR was high but I think it’s because I had poor credit. In general, The process was effortless.

Napoleon Kerluke

I was embarrassed to borrow from my family so I decided to apply for a small loan via Farmers State Bank. Found them online and the user reviews were positive I have already applied 3 times and every time I was eligible very quickly. Very nice.

Kobe Wiza Jr.

Pay Attention

The previous three items charactirize a certain financial institution. But below you can find common data about payday loans.

Payday Loans in White Hall, Virginia

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

It is simple and fast to get accepted for payday loans in White Hall, Virginia. The interest rate will be set individually for each applicant and will depend on the personal details the client filled in.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products available to applicants with a bad credit score. Payday loan approvals depend very much on other factors. They will look at your earnings and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and in good time.

To get approved for a cash advance, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the payday loan in a few minutes.

APR Calculator

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