Welcome to Our Online Loan Referral Service

4.3 12 reviews

3130 E Mound Rd, Decatur, IL 62526, USA
+1 (217) 875-3823
www.llcu.org
Saturday
8AM–12PM
Sunday
Closed
Monday
8AM–5:30PM
Tuesday
8AM–5:30PM
Wednesday
8AM–5:30PM
Thursday
8AM–5:30PM
Friday
8AM–5:30PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about Land of Lincoln Credit Union?

Here you get acquainted with the feedback of our clients.

The staff is always friendly and the service has always been great.

Bulah Lueilwitz

The people are very small minded and play games.

Reba Barton

I highly recommend giving her a call if you are shopping for a vehicle!!!

Evert Trantow DDS

They are good customer service

Luella Price

It wouldn’t work so I had to go down the road to use an atm and get money out.

Samson Krajcik

Amazing place to bank all friendly there

Nola Cole

Pay Attention

Above there are details about a definite lender. Below every user may get acquainted with the essence of payday loans.

Payday Loans in Decatur, Georgia

The financial product called as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is taken out for clients.

Such financial products as payday loan in Decatur, Georgia is issued easily and quickly for a short period: 2-3 weeks. The interest rates are established on an individual basis concerning on the personal data: the more loans you pay back off, the more favorable rates a client will get.

APR

10% small loan cap

How will Land of Lincoln Credit Union help take out a loan in Decatur, Georgia?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Funds are taken out day and night. The transfer will be sent to a account, so a personal visit to the store is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A adverse factor reviewed by financial institutions is called as bad credit history. But this obstacle is not taken as the only one by microfinance organizations to take out a loan. The lender review many aspects such as financial abilities to approve the application. Cash advance in Decatur, Georgia may help improve your credit history.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should define its definite cost. This calculator will show the APR of the loan.

APR Calculator

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