Welcome to Our Online Loan Referral Service

4.5 2 reviews

4666 East Faries Parkway, Decatur, IL 62526, USA
+1 (217) 872-3905
www.hickorypointbank.com
Saturday
Closed
Sunday
Closed
Monday
Closed
Tuesday
8AM–12PM
Wednesday
Closed
Thursday
8AM–12PM
Friday
Closed

Domain Info

Created Date

2000-03-18

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

Feedback about Hickory Point Bank & Trust?

Here you grapple with the reviews of our customers.

I often issue a loan to a card in Hickory Point Bank & Trust. It is very efficient. If you give it back quickly, the rate is favorable. Employees politely and intelligibly explain all the terms.

Arnaldo Larkin

I trusted Hickory Point Bank & Trust when it was necessary to get a payday loan. I filled out an application quickly. No problems.

Jaunita Jakubowski

I'm not ashamed to borrow money from Hickory Point Bank & Trust, now the whole world lives like this. I have already used cash advance many times, everything is convenient.

Ramona Walker

Pay Attention

The first three points show the certain lender. In other turn, below-defined info makes readers grapple with shared information about payday loans.

Payday Loans in Decatur, Georgia

According to the definiftion, a payday loan is a lending option taken out for a short term: 2-3 weeks. A small amount is approved: $100-$1,000.

Such financial products as payday loan in Decatur, Georgia is taken out easily and quickly for a short period: 2-3 weeks. The interest rates are established on an individual basis concerning on the personal data: the more payday loans you pay back off, the more favorable rates a client will get.

APR

10% small loan cap

How will Hickory Point Bank & Trust help issue a loan in Decatur, Georgia?

  • Round the clock service. Every client may address the service round the clock. The borrowed funds will be transfered to credit card. You won't be asked to visit any department.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be reviewed in a matter of minutes. The funds are transferred in 24 business hours.
  • Fast and high approval rate. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be an obstacle to take out a payday loan from online lenders.

What data to fill out in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get a proposal from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is estimated by microfinance organizations before issuing a loan. But banks almost 100% deny the request when lenders in Decatur, ga will assess other aspects like payment abilities and approve a payday loan. This is a way to enhance your credit rating.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the annual percentage rate of the loan, you are welcome to apply the calculator. It will define the cost of the payday loan.

APR Calculator

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