AmeriCash Loans Payday Loans Review

5 60 reviews

Loan agency in Decatur, Illinois

Organization owner?

2909 N Water St, Decatur, IL 62526, USA

+1 (217) 876-9772

What people think about AmeriCash Loans?

Below you read some of the opinions of our clients.

Highly recommend this company and sales associate Hope Jones!

Trey Bartoletti

The ladies that work there are awesome they treat you like family.

Barton Gottlieb DVM

Definitely recommend if your looking for a wonderful pain free experience!

Eleanore Stiedemann

Important

Above there is information about a definite company. Below you can review common characteristics of payday loans.

Payday Loans in Decatur, Georgia

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms usually do not exceed 30 days.

Payday loans may turn out an easy and speedy solution to a short-term problem in Decatur, Georgia. Loans from payday lenders can get you money same day. Your APR will depend on several things.

APR

10% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit history can usually be an obstacle to taking out a bank loan. A payday loan can rescue individuals who have poor credit scores or have no credit score. But we recommend you that as with any loan you should only dare applying for a cash advance if you are confident that you can afford payments as agreed in the contract.

To get approved for a loan, you need to comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the cash advance loan in a few minutes.