Welcome to Our Online Loan Referral Service

2.1 9 reviews

4850 E Prosperity Pl, Decatur, IL 62521, USA
+1 (217) 425-0606
www.llcu.org
Monday
8AM–5:30PM
Tuesday
8AM–5:30PM
Wednesday
8AM–5:30PM
Thursday
8AM–5:30PM
Friday
7AM–6PM
Saturday
8AM–12PM
Sunday
Closed

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Feedback about Land of Lincoln Credit Union?

Here you read the reviews of our clients.

I have always had great service from LLCU.

Roma Nicolas

This place is terrible.

Freddie Flatley

Pay Attention

Lending companies are shown in the first three points. Below info offers common information about payday loans.

Payday Loans in Decatur, Georgia

According to the definiftion, a payday loan is a lending option taken out for a short period: 2-3 weeks. A small amount is approved: $100-$1,000.

Payday loans in Decatur, Georgia are taken out hassle-free. The interest percentage is conditional on the customer's person-related information: if you cover obligations for more payday loans, the more efficient terms and rates payday lending companies offer.

APR

10% small loan cap

How will Land of Lincoln Credit Union help take out a loan in Decatur, Georgia?

  • Day and night service. Night hours are the same working for online payday lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with person-related data. It will take some minutes to process the form. The funds are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A negative factor reviewed by financial institutions is known as bad credit history. But this drawback is not reviewed as the only one by microfinance organizations to take out a cash advance. The lending company process many aspects such as financial abilities to approve the request. Payday loans in Decatur, Georgia may help level up your credit history.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the APR of the loan, you are welcome to utilize the calculator. It will define the cost of the loan.

APR Calculator

Other Payday Lenders in Decatur, Illinois

Dewitt Savings Bank

130 N Main St, Moweaqua, IL 62550, USA

+1 (217) 768-3861

Community Trust Bank

107 S 2nd St, Irvington, IL 62848, USA

+1 (618) 249-6218

First American Bank

701 N Milwaukee Ave, Vernon Hills, IL 60061, USA

+1 (847) 816-9100

www.firstambank.com

Dieterich Bank Newton

1108 S Van Buren St, Newton, IL 62448, USA

+1 (618) 783-8300

www.dieterichbank.com

Hickory Point Bank & Trust

3131 Wabash Ave, Springfield, IL 62704, USA

+1 (217) 547-3600

www.hickorypointbank.com

Kroger Money Services

3070 N Water St, Decatur, IL 62526, USA

+1 (217) 875-1296

moneyservices.kroger.com

First American Bank

288 N Main St, Bourbonnais, IL 60914, USA

+1 (815) 935-7052

www.firstambank.com

Liberty Bank

2711 Godfrey Rd, Godfrey, IL 62035, USA

+1 (618) 467-2000

www.bankliberty.com

Midland States Bank

110 S 5th St, Effingham, IL 62401, USA

+1 (217) 342-2141

www.midlandsb.com

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