Welcome to Our Online Loan Referral Service

5 9 reviews

300 S Pershing St, Energy, IL 62933, USA
+1 (618) 457-3595
www.siucu.org
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

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Feedback about SIU Credit Union?

Here you grapple with the reviews of our clients.

I trusted SIU Credit Union when it was necessary to get a cash advance. I filled out an application quickly. No issues.

Nickolas Zemlak

Not the first time I use SIU Credit Union. The service is fair. They immediately inform how much you should pay off. No cheating. You can always renew the loan. It helps out a lot when money is urgently needed.

Mrs. Deanna Crona

Pay Attention

Further there will be presented the details about not a exact lender. The information below will tell about common information about payday loans and its specific elements.

Payday Loans in Energy, Illinois

Payday loan is issued for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

Hassle-free financial products are considered as payday loans in Energy, il. They are issued at individually-set interest rates. They depend on customer's data. It is also significant to pay off as much payday loans as possible.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will SIU Credit Union help issue a payday loan in Energy, Illinois?

  • Round the clock service. Every client may address the service at any time of the day and night. The borrowed funds will be credited to credit card. You won't be asked to visit any department.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be processed within minutes. The money are deposited in 24 business hours.
  • Fast and high approval level. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be an obstacle to issue a payday loan from online lenders.

What data to fill out in the application? - General Info

To leave an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get a proposal from one of payday lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of causes to deny the loan. Payday lenders do not consider this factor the only one to issue a loan in Energy, Illinois. They assess many other factors before taking out a loan. One of them is payment abilities. This is a way to enhance your credit history.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the loan known as APR.

APR Calculator

Other Payday Lenders in Energy, Illinois

Bank of Pontiac

1703 W Reynolds St, Pontiac, IL 61764, USA

+1 (815) 842-1069

www.bankofpontiac.com

First Mid Bank & Trust Marshall

610 N Michigan Ave, Marshall, IL 62441, USA

+1 (217) 826-6308

www.firstmid.com

Edward Jones - Financial Advisor: Josh Hardt

322 Susan Dr Suite A, Normal, IL 61761, USA

+1 (309) 862-1493

www.edwardjones.com

Bank of America (with Drive-thru ATM)

10101 W Grand Ave, Franklin Park, IL 60131, USA

+1 (847) 288-5399

locators.bankofamerica.com

Midwest Title Loans

8300 S Cicero Ave, Burbank, IL 60459, USA

+1 (708) 930-1033

www.midwesttitleloans.net

Devon Financial Services

8256 S Cottage Grove Ave, Chicago, IL 60619, USA

+1 (773) 690-4200

www.loansdfs.com

Speer Community Bank

14 Main St, Speer, IL 61479, USA

+1 (309) 249-2141

www.hometownbanks.com

KCT Credit Union

270 N Grove Ave, Elgin, IL 60120, USA

+1 (847) 741-3344

www.kctcu.org

OneMain Financial

1701 N Larkin Ave #503, Crest Hill, IL 60403, USA

+1 (815) 744-2436

www.onemainfinancial.com

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