Clock Tower Community Bank Payday Loans Review - Erie, Illinois

A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to people with a bad credit rating. Payday loan approvals depend very much on other aspects. Lenders will pay attention to your earnings and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and in a timely manner.

To get approved for a payday loan, you need to meet the following requirements:

• be 18 years old or older;
• be a U.S. citizen or permanent resident;
• be employed and have a steady income;
• have a valid checking account in your name;
• have an email address and phone number.