Welcome to Our Online Loan Referral Service

5 reviews

100 E Main St, Galatia, IL 62935, USA
+1 (618) 268-4191
www.legencebank.com
Thursday
8AM–4PM
Friday
8AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8AM–4PM
Tuesday
8AM–4PM
Wednesday
8AM–4PM

Domain Info

Created Date

2007-08-03

Mailing Address

Company Name

Contact Data

What people think about Legence Bank?

Below you get acquainted with some of the testimonials of our customers.

Used Legence Bank for the 4th time. The company is credible. They always keep you informed on your loan. No cheating. You can always extend your loan. They are always there when I need extra money.

Jany Murazik

Thank you for the fantastic service. Your managers guided me throughout the process. It’s cool that you only need an ID to get cash.

Matt Leannon

I am a loyal customer of Legence Bank. It is very easy to apply via the net. The interest rate was good. Their staff always help right away.

Mrs. Marilie Volkman DDS

Previously I needed $900 to cover medical bills. I decided to apply via Legence Bank. They only approved me for $600 but the process itself was easy, and their rates were reasonable.

Emily Purdy

They only ask for an ID to get approve. Last month I was broke and needed extra money to survive. These guys saved me although I had a bad credit score. Fast and safe application. Very happy!!

Prof. Reese Willms

Important

Below you can review general information about payday loans and their common features.

Payday Loans in Galatia, Illinois

Payday loans are short-term loans originally designed to tide consumers over until payday. You can typically borrow from $100 to $1,000.

Cash advance loans may seem like an easy and speedy solution to a short-term problem in Galatia, Illinois. Loans from payday lenders can get you money quickly. Your interest rate will depend on several things.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit history can often be an obstacle to getting a bank loan. A payday loan can help clients who have low credit scores or have no credit history. But we recommend you that as with any borrowing you should only consider applying for a cash advance if you are sure that you can make payments punctually.

To get approved for a payday loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was designed to quickly calculate the APR. It’s easy to find out the real cost of the cash advance loan even before applying.

APR Calculator

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